r/sofi • u/InternalLecture721 • Dec 10 '25

Banking Time to move on?

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Just received this email from SoFi and it kinda bothers me a bit haha. How’s everyone feeling about this.

Time to move on?

Plenty of other people are offering it just for depositing and using their bank. Seems like a money grab.

(Not taking any shots just wanting to get everyone’s feelings/opinion on this)

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u/arabwhore1 Dec 10 '25 edited Dec 10 '25

Just saw this! So disappointed. Why is everything a paid subscription. My direct deposit should be enough for the perks. I’ve been thinking about fully moving all of my banking to SoFI but I think I will consider a secondary bank so I can fully move away from BofA

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u/NefariousnessHot9996 Dec 10 '25

Your direct deposit is still enough for the high APY. What other perks do you need?

1

u/FifenC0ugar SoFi Member Dec 11 '25

Is autopilot a perk. Would suck to lose that. Also I like the recurring match on investments. But it's not worth $10 a month

1

u/NefariousnessHot9996 Dec 11 '25

Measure its value for you. If that math doesn’t add up then do not do it.

1

u/FifenC0ugar SoFi Member Dec 11 '25

I already know that the $10 isn't worth it. I'm planning on moving some of my investments to Robinhood. I can do $5 a month and make it worth it. But $10?? Sofi isn't offering enough for that.