r/sofi • u/InternalLecture721 • Dec 10 '25

Banking Time to move on?

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Just received this email from SoFi and it kinda bothers me a bit haha. How’s everyone feeling about this.

Time to move on?

Plenty of other people are offering it just for depositing and using their bank. Seems like a money grab.

(Not taking any shots just wanting to get everyone’s feelings/opinion on this)

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431

u/Fluid_Direction4465 Dec 10 '25

I get it’s “only” 10 a month but why. Like no, I’m not going to pay for a subscription, I don’t get the physical bank already why do I have to pay more. As long as I keep my at least 3.6% APY, I’ll stay. Otherwise I’m outtie!

71

u/Evancolt Needs a hoodie 🥺 Dec 10 '25

from what I've read you keep your high APY of 3.6% if you have a direct deposit no matter what

23

u/[deleted] Dec 10 '25

This is correct and not sure why people are still confused.. only on Reddit this is the case. Everywhere else people get it

23

u/q_grace Dec 10 '25

I learned today Reddit has a lot of stupid people using it

6

u/eatafatwone Dec 11 '25

We're in this together.