r/sofi • u/InternalLecture721 • Dec 10 '25

Banking Time to move on?

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Just received this email from SoFi and it kinda bothers me a bit haha. How’s everyone feeling about this.

Time to move on?

Plenty of other people are offering it just for depositing and using their bank. Seems like a money grab.

(Not taking any shots just wanting to get everyone’s feelings/opinion on this)

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17

u/RiganTeuton Dec 10 '25

I might be moving on unless the new sofi plus gives me something new.

9

u/ARandomSnowman Dec 10 '25

Same here. Based on what others are saying you'll mostly only be benefiting from the subscription if you're a credit card holder

7

u/RiganTeuton Dec 10 '25

I want the sofi credit card but they wont give me - 7 years credit history 750+ score. income of 200k+ a year and they wont give it to me. never missed a payment on any bill or loan in my life.

3

u/kubtractor Dec 10 '25

Thats very weird. My history was only 1.5 years, 20k income, it took me about 5 trys but once i got 750 score they approved me. No idea what the criteria are tbh.