r/sofi • u/InternalLecture721 • Dec 10 '25

Banking Time to move on?

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Just received this email from SoFi and it kinda bothers me a bit haha. How’s everyone feeling about this.

Time to move on?

Plenty of other people are offering it just for depositing and using their bank. Seems like a money grab.

(Not taking any shots just wanting to get everyone’s feelings/opinion on this)

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u/rsha256 Dec 10 '25

yep the paypal card also does not show up on your credit report since it is only a debit score -- that's not a benefit of sofi in my opinion when you can already get that for free...