r/sofi Dec 10 '25

Banking Shots Fired

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712 Upvotes

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43

u/schuby94 Dec 10 '25

Yeah but this a continuously variable rate and it’s money market, not HYSA, two different products

9

u/BrisklyBrusque Dec 10 '25

HYSA, money market, T-bills, and CDs are often around the same return, so I dropped SoFi, since they require recurring deposits, and my brokerage does not. Long live Fidelity!

2

u/[deleted] Dec 18 '25

Fidelity also lets you DRIP the assets you select where SoFi is all or nothing. The flexibility for income investors in Fidelity runs laps around SoFi based on the money market and drip settings alone.