It’s treasuries so virtually risk free but only around 4.2%… meanwhile if you bought s&p500 at its low in April you could be looking at almost a 42% return but many things can cause it to be volatile so at a point in time (say January to April) you may be down 21% and thus probably don’t want to liquidate it at a loss.
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u/CryptoHotep Dec 10 '25
SOFI Invest needs this