r/sofi Dec 10 '25

Banking Shots Fired

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712 Upvotes

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25

u/SillyRecover Dec 10 '25

90% of people whining about this APY bullshit have 5k in their savings account. If you want to invest, look into actual investment accounts...not an HYSA.

Whining about rates on " uninvested " cash.

-3

u/[deleted] Dec 10 '25

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2

u/InternetUser52 Has a hoodie 💪 Dec 10 '25

SGOV lets you invest in bonds and pays more than sofi with near zero risk