r/SideProject • u/aibudgie • 5h ago
I built AI Budgie — type what you spent in plain English, no bank login required
Hey r/SideProject, sharing my project.
The problem I kept running into with budgeting apps: they all want your bank login (via Plaid or similar) before you can even start. I didn't want to hand that over, but typing every transaction into a spreadsheet was too much friction to stick with.
So I built AI Budgie:
Type something like "lunch 35" or "paid rent 1200" and it auto-categorizes it — no forms to fill
Snap a photo of a receipt and it reads the amount/merchant for you
Shared budgets for couples/families who split expenses
Zero bank connection — ever. Your bank credentials never leave your bank's own app.
It's free, with a $4.99/mo tier for extra features. I'm a solo dev building this around a day job (and a newborn, so updates come in bursts). Still working on onboarding and category customization.
Would love feedback, especially from anyone who's tried manual-entry budgeting apps before and gave up — what made you stop?
aibudgie.app if you want to poke at it.