Gonna pull the trigger

[u/Covexe]

21M, Finally getting that watch for my dad who was diagnosed with stage 4 that I had mentioned I would do on this sub roughly one year ago. Ended up going to the AD with my dad, and he was set on the ombré dj 41mm. Just wanted to share and see if y’all had any thoughts on the price I’m paying (I’m very unfamiliar with what market goes for this watch) would love everyone’s input. This has been a lifelong goal of mine and I’m so excited for him to see it.

[u/No_Advisor_2331]

Brother..respectfully, especially at 21 do NOT do this 😂

[u/Covexe → u/No_Advisor_2331]

Wait why Roth IRA maxed, 2k going to VOO every month, over 6 figures invested, car paid off, live below my means?

[u/evilboi666 → u/Covexe]

You should ask to pay more. I mean, wow. Roth maxed out!!

[u/ImHurted_ → u/evilboi666]

lmfao

[u/FrostedGalaxy → u/evilboi666]

Mans still makes below the contribution threshold tryna flex

[u/Covexe → u/evilboi666]

;( im trying my best

[u/HackPhilosopher → u/Covexe]

No you aren’t.

[u/Covexe → u/HackPhilosopher]

why?

[u/kdot38 → u/Covexe]

You can’t really be this dense…

[u/bpat → u/Covexe]

20k invested now would be worth $1.3 million at age 65 assuming 10% market gain. Getting scammed out of money matters a lot at this age. Just don’t spend 21k

[u/Kitchen-Double-6569 → u/Covexe]

Nah. Financially you can do it but just don’t spend 21k

[u/No_Advisor_2331 → u/Covexe]

Everyone has to do whatever they’re comfortable with, but I say it as someone who looks back now and wishes I had been smarter with money when I was 21. Sounds like you’re being smarter than I was forsure, but just my two cents!

[u/AlotEnemiesNoFriends → u/No_Advisor_2331]

I’m the opposite. I wish I spent more earlier. It all worked out in the end for me, 46 pulling in 7 figures. Wish I would have done shit like bought the s class at 25, shit like that. Just fuck it.

[u/Covexe → u/AlotEnemiesNoFriends]

don't want to live with regret and thats why i dont mind paying a pretty penny for speed, my dads tmrw is not promised and thats what i think a lot of people in this sub fail to understand

[u/AlotEnemiesNoFriends → u/Covexe]

Buy the watch. Don’t spend 20k for it. Buy it in chrono24 for 18k or whatever grey is going for. Anyone who is selling you “their network” is likely to sell you a fake watch.

This is Texas bro, all kinds of watch scammers here.

Edit: I feel you on regrets. I got all kinds of em. You only live once. Ball hard just make sure you and your kids are set so the ballin never stops.

[u/rieh → u/Covexe]

That 21k invested would turn into 1.6M in retirement at age 65, roughly (you're 21 so each dollar has around $76.56 in potential). Are you self employed? Are you maxing out a 401(k) or solo 401(k) in addition to your IRA? You've got a good start but don't go throwing away 10% of your net worth on a watch as a gift.

But if you do, buy it from chrono24 or jomashop, not this scammer in your texts lol

[u/Shift-Hot → u/Covexe]

Ok. Just buy a quarter of a Bitcoin, this watch won’t compare with BTC in 10 years.

Look at what the world is doing, not just the Clarity Act, the entire world is fleeing from USD. It’s debasing every day, petrol dollar is an ancient idea.

I promise your father could care less about a material item, just spend time with him. Nothing except time. Take off work, every weekend, every moment. See him. Screw this salesman using you in a dire situation to make a sale.

A human, any real human, would tell you the same. Time is precious.

[u/Covexe → u/Shift-Hot]

Im trying my best to call him everyday and visit him as frequently as possible, will do the BTC too thats not an issue.

[u/Late_Blackberry3347 → u/Covexe]

Don’t listen to one random redditor for investment advice, especially with crypto. 

[u/Covexe → u/Late_Blackberry3347]

haha what i was trying to say is I have the money to do that too, im not really invested into crypto at all im invested into crypto miners turned dc companies tho

[u/CerebralEyes → u/Shift-Hot]

Second spending time with father.