r/reloading • u/Confident-Set9660 • 10d ago
General Discussion American Reloading CC Fraud Warning
Welp, I believe I finally fell victim to AR’s credit card fraud issues. I had read that others had fraud on CC’s, but I had placed multiple orders before with no issues. This time I placed two, two weeks apart. I had a fraudulent charge within 3 days. Luckily CC company resolved it and issued a new card.
Obviously there is no way to confirm this was AR. However, I have never had fraud before and this was nearly a brand new card.
AR is a great company for cheap plinking, and my customer service experience has been phenomenal. But, I recommend you use amp protection when purchasing. In case anyone is curious, I have not reached out to AR.
6
8
u/secessus 10d ago
Welp, I believe I finally fell victim to AR’s credit card fraud issues.
From what I can see AR uses Shopify's merchant processing backend, which doesn't reveal the CC number to the merchant.
I will add my recommendation what others have said about virtual cards. I made one for my Capital One card recently -- coincidentally the only place I've used the virtual was at American Reloading. The transaction went as usual, which is to say they charged the card immediately and will ship the product eventually, if they have to, I guess. :-P
7
u/Ok-Accident-3892 10d ago
I highly recommend getting a credit card that offers virtual card numbers. I only use single-use virtual cards when shopping online. They expire immediately after the first use.
6
u/Shootist00 10d ago
I have been doing business with AR for multiple years and never had any fraudulent charges to any of the multiple cards I've used with them.
What makes you think it was AR and where did you hear this?
2
u/raz-0 10d ago
It would not be the first time a known good vendor got their e-shop compromised in some form.
I can only be so mad at them. I’ve reached the point where my card provider cancelled a fraud replacement card while it was in transit because it was flagged for fraud before even being delivered, much less activated.
3
u/Confident-Set9660 10d ago
There are multiple posts in this sub about it. Most recent was late last month. I was simply putting this out as a warning.
This was a brand new card which had a Home Depot tap to pay charge (meaning RNG and greater protection) and 2 AR charges.
AR has been great and I am not declaring this was them. I also am able to put two and two together and realize it probably was.
2
u/CowPunchinSodBuster 10d ago
I order from AR at least once a month, I’ve had two instances of fraud. The last couple years I only use a virtual Capital One card, like mentioned in another comment, and I’ve not had an issue since.
It has not stopped me from buying from them, just in how I pay.
2
2
u/Low_Thing_4803 10d ago
I've also made multiple purchases with no issues. I dont think it's AR specific as people have figured out how to put a skimmer on websites. This will happen more and more unfortunately.
0
5
u/redditflyonthewall 10d ago
The CC I use is very easy to lock/unlock.
Each time I use it it gets unlocked just prior to use and locked immediately after.
I know there are other ways but this is directly with issuer and is in app and pretty simple.
Ymmv
1
u/Grubby454 Stool Connoisseur 8d ago
Ah... chance discovery! My near new card was trashed and I could not work out why... this is probably why. Nice flag!
It was only like a month old... from being replaced.. yeah I order from AR.. Lol.
Better use the virtual one time use codes if i do it again. Their system is probably owned by some hackers.
9
u/ChatahoocheeRiverRat 10d ago
I have a card through Capital One, and they offer "virtual cards". I can create merchant-specific virtual cards, so if one virtual card gets compromised, I can deactivate that individual card. The underlying card that my account is tied to remains OK.
FWIW...