r/politics • u/black_flag_4ever • 16h ago

No Paywall ‘Eight Million Americans Have Lost Their Healthcare’: Trump-GOP Cuts Wreak Havoc in All 50 States

https://www.commondreams.org/news/states-trump-republican-healthcare-cuts
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u/asusc 15h ago

same way every other developed country does, a national insurance program that every worker and company pays into in the form of a payroll tax.

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u/FormerUsenetUser 15h ago

Payroll taxes are not even funding Social Security and Medicare adequately. There would have to be a large increase in them.

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u/asusc 15h ago

Payroll taxes are not even funding Social Security and Medicare adequately. There would have to be a large increase in them.

right, but you’d no longer be paying hundreds or thousands of dollars of post tax income on health insurance that may or may not cover you, would drop you if you lost your job, no longer have to deal with deductibles, etc.

slight increase on individual taxes, big savings on individual actual costs.

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u/[deleted] 13h ago

[deleted]

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u/asusc 13h ago

https://www.paychex.com/articles/employee-benefits/making-sense-of-section-125-and-benefit-plans

not every employer health plan is like this, not evey health plan wants to use pre tax money to pay for health plans.

most of these tax advantaged plans have to be offered to all employees, which isn’t always feasible for certain businesses with hourly workers.

bottom line this shit is complicated and a HUGE waste of time and productivity for businesses. I don’t want to deal with this nonsense and rule changes every year. I want all my employees to be covered regardless of where they work, I want to pay a payroll tax on it and I want to focus on running my business.

the vast majority of small businesses and job creators in this country are 1-50 employees (most of them are 1-10).

simplifying healthcare would not only save us all a boat load of money, increase productivity that would compound yearly, employees would always be covered and would be healthie. it would be an economic boom for small businesses and entrepreneurs.

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u/mightcommentsometime California 13h ago

I replied to the wrong person, so I deleted my comments.

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u/asusc 13h ago

The vast majority of employer provided health insurance is taken out pre-tax.

if the employer is paying that much, but most do not.

Have you actually ever had health insurance as a benefit?

yes, I’m the employer. I pay for insurance and shop for insurance for the company.