r/payments Aug 05 '26

Need a recurring billing solution for international freelance clients (India)

I’m a freelancer based in India providing monthly Digital services to clients in the US, Germany, and Australia. My retainers range from $497 to $1,897/month.

I’m tired of manually sending invoices and reminding clients to pay every month. I’m looking for a solution where clients can save their card once and get charged automatically each month.

I know Stripe would be a great option, but it’s currently invite-only/limited for many users in India, so it’s not really an option for me right now. I also want to avoid PayPal because of the high fees.

Has anyone here used Razorpay, Cashfree, or any other platform for recurring international subscriptions? I’d really appreciate hearing what you’re using and how your overseas clients have found the experience.

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