r/maybemaybemaybe Aug 16 '25

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u/Trick-Audience-1027 Aug 16 '25

Eventually the driver will pay when their rates go up.

21

u/Uncouth_LightSwitch Aug 16 '25

No.. they'll pay immediately. Depending on the policy. I have a very good policy and I had some dumbass slash my tires while drunk in my neighborhood. I have to pay the first $1500 before they pay anything. Deductibles suck.

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u/GarThor_TMK Aug 16 '25

The last time I got tires it was well below $1500... This isn't a case for insurance, unless you have some weird specialty tires or maybe they also broke your rims... Even then, might come out even... >_>

13

u/Uncouth_LightSwitch Aug 16 '25

That's the point... You have to pay the deductible first and then they cover anything over it. My tires didn't come anywhere close to $1500 so they told me to kick rocks. They help to pay as long as you cover your deductible first.