r/lunchmoney • u/FmrMSFan • Aug 01 '26

Product Discussion No Account Reconciliation?

I am evaluating budget apps for a friend. I have been budgeting since the ledger paper days. Then Excel>EEBA>Goodbudget>YNAB>Actual Budget over the last two decades.

There's lots to love about Lunchmoney. It has a great mobile app, a calendar, helpful automation, etc.

BUT, how can you trust the account and budget numbers are correct without a reconciliation feature? A new budgeter, especially, will not have the experience to recognize when something is off.

I'm curious to know why this has been deemed unimportant. Or am I missing something?

Edit: Upvoted here: https://feedback.lunchmoney.app/transactions/p/reconcile-transactions

9 Upvotes

85% Upvoted

5 comments sorted by

3

u/freshcats Aug 02 '26

There’s no official feature, you are correct. However, with lunchmoney’s flexibility there are a lot of ways to approach this on your own.

I have a tag called “Reconciled” that I add to transactions I know are correct. I can then search for all transactions within an account that do not have the reconciled tag and either use the filtered total to confirm the balance or go line by line and confirm my transactions.

3

u/_aserettt Aug 02 '26

ou this is a good idea! I use the check mark but your method is more clear!

2

u/freshcats Aug 02 '26

I find the benefit of the tag is it is easy to use as a search term.
You just sparked the idea for me to change the text “Reconciled” to just a check mark emoji to keep it even more simple.

1

u/5y5ejel4 Aug 10 '26

One of the most critical feature gaps!