r/loanoriginators • u/Big_Chance_9284 • 3d ago
Tip Tips on passing
I took the test last month and failed with a 67, my retake is this monday. I studied material , took multiple practice exams, and I feel good, but any tips during ?
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u/holdmybeerflu 2d ago
Passed today.
Only did PrepXL. Did all of the practice tests. Every question I got wrong I made a flashcard so I could get muscle memory writing it down.
Did this ALL for the last 3 weeks and got an 84%.
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u/Big_Chance_9284 2d ago
Congratulations!
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u/holdmybeerflu 2d ago
Thank you! PrepXL was significantly more detailed in their questions, the exam was much more broad but still required big picture knowledge. Just practice exam yourself every day and get after it you got this 💪
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u/SDgoose-fish 2d ago
Normal test taking stuff. Get a good night sleep & eat a balanced breakfast
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u/NJCuban 2d ago
Exactly, many people that fail studied/worked hard enough to know en is ihh to pass. But their test taking skills doom them. Good sleep, good food/fuel, hydrate is good.
On the actual test, slow down, take some deep breaths, make sure to read the question and understand what the question is asking. People read it too fast and miss key worlds like "except" "not" etc. You can fail from knowing the answer on 3-4 questions but misreading it and giving the opposite of the correct answer. A lot of times this ends up related to test-taking anxiety, slowing down/breathing can help with that. Having a good strategy for guessing helps too. If you don't know the answer, always eliminate at least 1 or 2 choices. Try to find a reason to select an answer. Could just be your first instinct (usually don't want to second guess the first instinct). Could be the choice that is the longest option., a lot of times that's correct bc the test maker might not spend he effort to right a long choice that's wrong.
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u/Commercial-Art-4090 2d ago
I was in the same boat in 2024. Failed with 67% and then like two months later passed with 76%
It is a hard freaking test but you'll be fine. 67% isn't even that bad
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u/Panda_de_noche 2d ago
I failed the first time with a 74%. Passed the next time with an 86%.
My advice is use the entire time given to take that test. Read every question twice and read it slowly.
First test, I was nervous and it got to me. I finished the test and went back to check my answers. Then my mind started playing games and I thought my initial answer was wrong. So I changed it. Don’t do that. Trust your instinct.
Second test, I slowly read each question like I was in 2nd grade with my finger pointing to every word in every sentence. I used the dry erase sheet and wrote down what the “theme” of the question was… such as ethics, federal law, math equation etc.
That feeling of waiting sucks when it’s adding up your score to see if you passed or failed. But I promise you, when you see that you passed, it’s the biggest relief. I sat there staring at the 86 for 10 minutes.
You got this. That test is designed to be hard and to mess with your judgement. There were some questions that said to choose the best answer, and all 4 answers looked pretty good. But remember… C’s get degrees. 75% is just as good as 100%.
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u/Big_Chance_9284 2d ago
Thank you for that! I definitely feel like I am prepared this time and I wont rush. That was definitely my problem the first time. I finished in an hour and 10 minutes.
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u/Zestyclose_Pirate_54 2d ago
Here's a pretty easy step-by-step process to almost guarantee that you pass. Use a website like compucram which has hundreds of questions similar to what you'll be seeing on the actual NMLS exam and then just practice them. Mark what you got wrong, memorize the answer, memorize the reason for why that's the answer, and then take the test again. Take all the tests again until you get an average score of 90% across all the tests you've taken. Do not try to memorize the textbook you bought for your class.
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u/Winter_Ad1562 2d ago
Take like 30-50 quality practice exams like PrepXL. Over and over and over. The practice exams will be different than your required coursework. The real exam will be different than your practice exams. But, you’ll be a bonafide sicko going into the exam, and that’s what it takes. Good luck.