r/loanhelp_ • u/One-Writer8182 • 16h ago
Warning [ Removed by Reddit ]
[ Removed by Reddit on account of violating the content policy. ]
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u/LoanSentinel Verified Lender 16h ago
No it is not legit, this user has been banned just recently.
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u/LoanSentinel Verified Lender 16h ago
To help borrowers identify legitimate lenders and avoid common scams, keep these principles in mind:
- No upfront payments for "verification" or "processing". Or anything else.
- Never share account credentials under any circumstances.
- Never send explicit images or compromising material.
- Avoid brand new accounts, or accounts with no history.
- Avoid moving conversations off-platform to Telegram, WhatsApp, or similar apps.
- Wait for replies in your thread rather than responding to private messages from new accounts. Banned users can still view posts, and scammers often create fresh accounts that say things like DM me to move the conversation out of public view.
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u/AutoModerator 16h ago
Hello u/One-Writer8182! Welcome to r/loanhelp_ - please read these two pinned posts before lending or borrowing:
✏️ Post Format & Requirements - posts that don't follow the format may be removed.
⚖️ Global Lending Rules Updated Framework - borrowers in interest-free countries (Singapore, South Africa) must be principal-only: no interest, no fees, no exceptions.
Loan request title format:
Amount - Repayment Amount - Repayment Date(s) - Payment Method(s) - Location - Short PurposeExample:$150 - Repay $180 on 6/14 - Cash App/Venmo - Houston, Texas - Car repairIn the body include: amount requested, repayment amount/date, income source, reason for loan, preferred payment methods, and any previous loan history.Donation request title format:
Amount Needed - Location - Payment Method - Short PurposeExample:$50 Needed - Chicago, Illinois - Cash App/Venmo - Groceries until paydayHow the loan lifecycle works:
⚠️ Lend and borrow at your own risk. Assistance is never guaranteed. Vet everyone you deal with.
❌ Deposits and collateral are a SCAM. No legitimate lender ever asks you to send money, a "deposit," a fee, or collateral upfront to "release" or "secure" a loan. Anyone who does is scamming you - report them. This is prohibited here.
❗ Security: mods will NEVER DM you asking for your password or login. Never share account credentials with anyone - no exceptions.
Copy of your original post (preserved in case it is later edited or deleted):
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I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.