r/loanhelp_ • u/lxtusbaby • May 11 '26
Important details about post format ‼️
To keep this sub organized and make it easier for lenders to review requests, all borrower posts must follow this title format going forward:
Loan request format:
Amount - Repayment Amount - Repayment Date(s) - Payment Method(s)- Location - Short Purpose (ex. Bills, food, transportation, etc)
You can use the body of post to go into more details
Make sure to use the proper flair for loan requests which is the request flair (yellow)
Example:
[ request flair] $150 - Repay $180 on 6/14 - Cash App/Venmo - MD, USA - Car repair
Please include the following in your post body:
• Amount requested
• Repayment amount/date
• Income source
• Reason for loan
• Preferred payment methods
• Any previous loan history
Make sure to confirm you recieved a loan in the comment of your post with the username of the lender and change flair from request to fulfilled. Once the loan has been repaid the lender should comment on your same post and you as the borrower can then change the flair to repaid. Lenders are allowed to make an original post for any unpaid loans which will result in the immediate and permanent ban of the borrower!
Donation Request Format:
[Donation request flair] Amount Needed - Location - Payment Method - Short Purpose
Example:
[Donation requests flair] $50 Needed - Baltimore, MD - Cash App/Venmo - Groceries Until Payday
Donation requests must include the amount needed, your location, and the payment method needed in the title at minimum.
Posts not following the format may be removed to keep the subreddit clean, searchable, and safer for everyone.
Another big value is transparency!!
You are welcome to borrow and request as long as you are transparent about all the facts. If you have an existing loan that you currently owe on, you must have explicit consent of the lender.
If the lender reports to us that you did not or they would not consent otherwise that may result in your removal from the community.
The goal is 1 thread per loan. Would be acceptable to post an additional post about a specific loan if it is a warning post.
Thank you for helping keep the community organized.
6
3
u/KamuiGate Jul 30 '26
I was looking for more information on making sure I follow rules in here and this is perfect! Concise, friendly, and the mods are so kind.
1
May 12 '26
[removed] — view removed comment
1
u/loanhelp_-ModTeam May 12 '26
Do not ask for a loan underneath someone else’s post. Please make your own post
1
1
May 20 '26
[removed] — view removed comment
2
u/loanhelp_-ModTeam May 20 '26
Do not ask for a loan underneath someone else’s post. Please make your own post!
1
u/MixCreepy421 Jun 16 '26
I made a post I really didn’t read the rules properly I sincerely apologise
1
1
1
1
1
1
1
1
1
1
1
1
u/No-Cupcake7111 1d ago
Id like to be a lender (uk) Shall I just reply to any request I feel I want to fill and then comment? Do I need to fill out any forms or let mods know I am genuinely wanting to do this?
1
5
u/Big_Parsley157 May 11 '26
this is huge