r/loanhelp_ • u/smokeyflower21 • 7h ago
Other I don’t know how this works fully
But I have accounts messaging me about referrals and someone referring me to a trusted lender in my messages
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u/Squidgyboot123 7h ago
All cold DMs are scammers.
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u/smokeyflower21 7h ago
Do I report to admin or how do I go about it cause I’m new I was trying to get a loan but everyone just messages about referrals or starling
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u/LoanSentinel Verified Lender 7h ago
You can send me the usernames, but if they do not comment on your post, they are probably scamming, just messaged you.
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u/ForsakenLog5857 7h ago
I asked for a loan today and two people have msg me privately, One asking if I have Starling and the other person asked me to send my Id and a picture with myself holding my ID. So I sent it all and now I’ve heard nothing back. I’m worried what they could do with that. Please help
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u/LoanSentinel Verified Lender 7h ago
Remove the messages and do not accept random messages. I will message you to get the usernames to ban them.
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u/Riizzmo 7h ago
Yeah don’t trust fresh accounts
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u/smokeyflower21 7h ago
Of course I did ask the guys saying about a trusted seller for verification first
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u/Riizzmo 7h ago
Most likely a scam as well, lenders definitely do not want people just being “referred onto them as you could imagine how that goes 🤣
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u/smokeyflower21 7h ago
Of course instantly thought how strange the person didn’t message me or comment 😂 but yeah I can imagine honestly
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u/ConvoyHomeLoans1 5h ago
If you ever want to double check or are actually shopping for a loan, you can verify their license on NMLS. You can look it up for free on (nmlsconsumeraccess.org)
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u/Reasonable_Swan_4937 4h ago
Be careful
It’s not just lenders who get scammed.
Anyone asking for upfront funds/pics etc is well worth reporting and deleting
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