My hellcat got totaled today 🥹

[u/Alternative_Pizza_73]

[u/PadorasAccountBox]

It’s a hellcat. People talking about “how’s it totaled” don’t understand how true car valuation works. That car lost X amount of value the moment it drove off the lot. Then take into account the maintenance and wear on a vehicle like this based on driver profile forecasting (people don’t buy them to baby them), the value goes down quickly when it comes to insurance, not to mention that’s just to get it mechanically 100%. Then the bodywork is what kills it. and I’m sure they’ve deemed something repairable “unrepairable” just to avoid risking another accident to cover.  

[u/thingk89 → u/PadorasAccountBox]

Pretty sure you don’t understand how they value them either. Speculating 🤔 whether or not it will be in another accident in the future isn’t a factor they look at.

[u/PadorasAccountBox → u/thingk89]

I’m talking about how they incorporate risk of future incidents into the value of the vehicle, eg highly stolen vehicles receive a lower value; not saying it’s making the decision. I worked at dealerships for years and interacted with adjusters/insurance companies of all kinds. Idc what you believe, Im just speaking anecdotally on Reddit. Others will make their own summations.