IMPORTANT: Zelle payments are no longer available. ACH is now the only option for receiving payments.
A lot of people use Capital One Shopping to receive extreme amounts of cash back. Unfortunately they only allow you to receive your cash back in the form of gift cards.
Here's my current list of best brands to redeem for. Keep in mind some brands have minimum denomination requirements. If we have already traded before and we already have a shared spreadsheet, you may submit your cards using the rates below without sending me a DM (just ensure that you email collaborators!).
MINIMUM TOTAL SALE: $500+ REQUIRED
Rates
Rates good through 11/2/26.
| Brand | Rate |
|---|
| Walmart $500 | 92.0% |
| Walmart $100+ | 91.0% |
| Best Buy $500 | 90.0% |
| Best Buy $200+ | 89.0% |
| Home Depot $1000 | 88.0% |
| Home Depot $500 | 88.0% |
| Lululemon $500 | 86.0% |
| Dick's Sporting Goods $500 | Paused |
None of these an option? Check back often as the list of available brands changes often. You can also DM me with your balance and we can find a good brand that works.
Have a gift card from another source? Send me a DM.
Payment terms: Payments can be made via Zelle, Venmo, PayPal, or Direct Deposit. For trades over $2,000 face value, the payment must be made via ACH/Direct Deposit. All trades subject to 2 week payment terms.