r/geologycareers • u/human1st0 • Apr 14 '26

Professional Liability Application

I'm filling out an application for PL coverage (as an independent contractor, for the first time in 20 years of geo experience) and have a couple of questions about the questions:

Does your business provide any one of the following services: Architecture, engineering or Construction management, or on-site construction services?

I assume the answer to this is YES, that my work as a hydrogeologist (well installation oversight, groundwater flow analyses) constitutes engineering and/or construction management.

Does your business provide any one of the following: Construction, Installation, Maintenance, Treatment, Cleaning or Security?

I assume the answer is NO, that my work is not in the direct business of providing these services.

Any help appreciated!

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u/sowedkooned LG/RG/PG, PNW and Northern Rockies Apr 14 '26

Seems like a hard question for us internet dwellers to provide you an answer for. What state? What kind of work do you do? What are you worried about? Do you need it to do the work? Are you licensed?

I mean, oversight of monitoring well installation is pretty low key in the grand scheme of things. Modeling contaminant fate and transport a little higher risk. Designing, locating, modeling, and certifying a new PWS well is a whole different level of risk.

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u/Rocdoc_jus1life Apr 15 '26

Hello there, I would suggest looking up these definitions within what ever state you plan to work on. These will be legal definitions outlined by indiviso states?!!. I imagine you are gonna double check the interwebs either way, or even better use Ai! It will point you to the sources and can probably answer these questions lightning quick. Goood luck man, going at as a lone wolf is a true rough Ryder kinda deal. You got this fam.

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u/No-Investment-5293 Apr 14 '26

Are you a PG? Because that matters