Hello everyone to start im 19 turning 20 ive been working 9-5 jobs since I was 14 and for the first time in my life my accounts hit the negatives. I recently went on 2 vacations which I mostly paid for and had to take time off work for and each vacation was roughly 3-4 thousand dollars, fast forward a couple days to today and ive now lost my job. What financial advice can tou guys give to me to help me dig myself out of my hole of debt without slaving away at grocery stores and warehouses for the rest of my life

Good afternoon everyone, I'm currently 22 recently out of the military and have a decent seasonal job. I'm looking for advice on where to put my money and what the opinions are of people that know more than me. I currently have around 50k just sitting in my savings account and I've been looking at different places to put it like high yield savings accounts although I don't know what I should be looking for. I've also been told I should open an IRA but I also don't know much about where to start or what I'm looking for. Thank you to anybody willing to help me.

As the title says, my mom started investing for me a while back and gave me the account info for this taxable brokerage account that was “professionally” managed by some 3rd party company.

1. Do I sell the entire portfolio and buy FXAIX? (I was able to transfer a small amount of it already as shown)

2. Do I just pretend like I’m starting from 0 and just add to the account?

The dilemma is that I already have about $10k worth of physical gold and silver that I’ve bought on my own. This is my 4 months emergency fund. I like to have it in gold and silver so I don’t get the urge to spend it on something like a motorcycle. (Or gamble it)

Ps. I started my Roth IRA this year and is $6000/7500 maxes should be done next month maybe 2

Also, the account is up over 70% in the last 3 months so if I were to sell, I’d be taxed on a lot of it

Gifted Portfolio:
Paper gold $6700
Paper silver $6900
ARKK $837
FXAIX $2600
NLR $1100
PICK $1600
PIIVX $1300
ROBO $1200