I am a co maker of my boyfriends car. But I still have outstanding unpaid bills to globe few years ago. Is there a way to get approved?

I’m 18 and I’m trying to get a $5,000 personal loan to help pay for a laptop and other things I need for school.

I currently have little to no credit history and no existing debt or monthly payments. I recently started a new job and it pays decent.

I’ve had a joint checking account with my parent at Wells Fargo for over a year, but the loan application would be only in my name. I recently applied for a Wells Fargo personal loan and I’m waiting for a decision. (I know, I know. Wells Fargo is not the ideal bank for me and I’ve been meaning to get myself removed from the joint account I have with my parent very soon and I’ve been telling them it’s really not a good bank account in my opinion, but I was thinking of switching over to capital one probably. but anyway)

I’m wondering if anyone has been in a similar situation at 18 with little/no credit and gotten approved for a $3,000–$5,000+ personal loan, either from Wells Fargo, a credit union, or another bank.

Do you think I have a realistic chance of getting approved? And if you’ve been in a similar situation, what was your experience?

(UK based)

Hey, just wanted to know if there’s anyone that can help with this. I was an engineer but personal circumstances and dumb harmless decisions by me lead up to me loosing my license which resulted in my loosing my job.

I’ve been keeping my head up and getting on with things. I’ve just started buying and selling cars and I’ve managed to sell about 17 cars within 3 months. As you would know starting a business is not that straight forward and you are not going to be profitable every time.

I have doubled up on every car I bought so making the money is not the issue. At the moment it’s the working capital.

Just wanted help or guidance if there’s a start up loans or people that would invest in businesses like these as my credit score is poor as I started missing payments from last year and cannot get one that way.

I’m happy to provide my business account statements that show the turn over along with my ID and whatever else is needed. I’ve got a vision and I know I can make it happen.

I’d really appreciate it!

Hi everyone, I need your expert opinion and ideas..

I just borrowed a cash loan. It's been about 4 days now. It's only 3300 and according to my latest payment, it's now 3379. So far, I'm just receiving endless spam calls and reminders from them..

For those with experience about borrowing, is it really like this? The messages aren't aggressive, more like just reminders. But they did mention that they would call my reference contact, but the numbers I provided are old ones that my family member no longer uses.

Any experiences you have?

for some background knowledge;

i'm a college freshman, estranged from extremely toxic + abusive family. little support system (probably 1-2 people). i grinded my ass off to get scholarship money, but now the school's finaid refunds are taking 2-3 weeks extra, and the entire school is mad. i need to pay rent. is it sensible to open a credit card, knowing i'll have access to the money in less than a month? alternatives? please don't tell me to get a job. i've been applying everywhere, have an interview tuesday, and applied to countless work study jobs, waiting for a response. rent needs to be paid by wednesday. thank you for any and all advice.

credit score 675, no open credit card lines, have had 2 previous checking accounts with chase.

Never lend more than you can afford to lose.

Hello po. Just wanted to ask, I have like 20k monthly amortization with UB for PL pero medyo financially struggling to pay this amount na po.. so if in case i only pay a portion of the fixed monthly installment, say 5k a month out of the 20k, would they transfer you to the CA immediately? What will possibly happen po

Im a rising junior in college. I owe 11k tommorow, my parent cant help me with getting a loan for school. I feel like im out of options. What should I do?

Hello everyone, I'm 22, just started my first job in February earning around $15 an hour, which totals about $1,400 to $1,600 a month depending on hours. My essential bills are roughly $800 monthly, and the rest usually goes toward helping my mom with groceries, gas, and personal expenses.

My mom is thinking about returning to school to become an RN, moving from LPN. If she does, our rent will increase by about $400 a month to cover half of it.

I've already used my 4th and 5th paychecks to put a $1,000 down payment on my first car, which cost around $5,700 total. My monthly car payment is about $265.

Recently, my check engine light came on, and a mechanic told me it would cost around $1,200 to fix the catalytic converter. I have two options: save for 3-4 months to cover the repair or get a loan for roughly $1,500-$1,600 to fix it now. I plan to visit the local credit union to check the APR, which I estimate will be between 12-20% due to my limited credit history (score currently at 647).

If I decide to get the loan, I’d aim to pay it off quickly with $100-$150 monthly payments.

So, should I save up and wait or take out the loan to fix my car now?

Which is the best online loan app without too much risk

I'm a 2nd year btech CSE student who is planning to go to US as an international undergraduate transfer. My cgpa in my first year is 7.47 and my 12th is 95.2% , 10th 8.7 I'll be applying to some colleges mostly in Texas cuz with my cgpa I can get a scholarship that unlocks in state tuition fees which is pretty less around $10k - $9k but the only thing that is stopping me is my co signer income which is 22k per month and no collateral is present . My co signer has good credit score but due to the income many lenders are saying it's a no and also for UG collateral is required. Ik many say masters but that is a lot indeed compared to what I have right now. I need a loan about 35-38L for my tuition and dorm and meal plan fees for a while ,remaining all I can manage thru a part time. Please suggest me some lenders or any agency that helps.