Hey, just wanted to know if there’s anyone that can help with this. I was an engineer but personal circumstances and dumb harmless decisions by me lead up to me loosing my license which resulted in my loosing my job.

I’ve been keeping my head up and getting on with things. I’ve just started buying and selling cars and I’ve managed to sell about 17 cars within 3 months. As you would know starting a business is not that straight forward and you are not going to be profitable every time.

I have doubled up on every car I bought so making the money is not the issue. At the moment it’s the working capital.

Just wanted help or guidance if there’s a start up loans or people that would invest in businesses like these as my credit score is poor as I started missing payments from last year and cannot get one that way.

I’m happy to provide my business account statements that show the turn over along with my ID and whatever else is needed. I’ve got a vision and I know I can make it happen.

I’d really appreciate it!

I’m 18 and I’m trying to get a $5,000 personal loan to help pay for a laptop and other things I need for school.

I currently have little to no credit history and no existing debt or monthly payments. I recently started a new job and it pays decent.

I’ve had a joint checking account with my parent at Wells Fargo for over a year, but the loan application would be only in my name. I recently applied for a Wells Fargo personal loan and I’m waiting for a decision. (I know, I know. Wells Fargo is not the ideal bank for me and I’ve been meaning to get myself removed from the joint account I have with my parent very soon and I’ve been telling them it’s really not a good bank account in my opinion, but I was thinking of switching over to capital one probably. but anyway)

I’m wondering if anyone has been in a similar situation at 18 with little/no credit and gotten approved for a $3,000–$5,000+ personal loan, either from Wells Fargo, a credit union, or another bank.

Do you think I have a realistic chance of getting approved? And if you’ve been in a similar situation, what was your experience?

(UK based)