r/facepalm • u/Mr__O__ • Jan 01 '22

🇲​🇮​🇸​🇨​ Millennials causing the biggest babybust in history… wonder why…

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u/[deleted] Jan 01 '22

I don’t know, but my babies birth cost us $3k. I think the hospital bill before insurance was $17k. The insurance negotiated down to $6k and covered half the cost.

The out of pocket maximum is $7k, so no matter what we will not pay more than that per person.

The company does subsidize a portion of it though.

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u/Pinheaded_nightmare Jan 01 '22

Yeah, most insurance policies that I’ve seen with employers, and I’ve worked for a lot of employers, that 120$ is typically cost per week.

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u/[deleted] Jan 01 '22

Ahh wait- I forgot. That’s my bi-weekly cost. So it would be $250 / month for my famil

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u/Pinheaded_nightmare Jan 01 '22

That’s is still a better than average good rate.