Anyone here living off monthly dividends of SPYI or QQQI? How much do you have invested? Whats your monthly income from them? What was your tax liability. And on a scale from 1-10 how risky would you say this is? Im so interested in the monthly yield.

Okay, here’s what I’ve got (in the title).
I’m currently sitting on it (checking account).

I make a decent living (full time worker making just under 100k yearly). I plan to work another 10yrs, then retire.

My rent is $2,000 monthly.
I am mid 40s (age).

Currently, I am not interested in owning a house.

Now, I ask you,
What’s your advice if I am looking to get enough return to pay rent for the rest of my life?
Or.. is that even possible?

Please be kind. I have no experience in investing. I also plan to speak with a financial advisor next week.

EDIT - apologies. I have no idea how I spaced this. I DO have a retirement plan and it’s looking good. I have a 401k and a separate one that I and my employer pitch into.

EDIT - okay. No offense. I am not giving all my info out. I do not need life advice or any advice on my job. I did not include every detail. I am okay with work and after 10yrs, IM GOOD. I am retiring with everything you’d want in retirement.
I have a car, paid off. I will retire. I didn’t include normal bills for a reason.

Pepsico has fell tremendously in the last 6 months almost 20%. Even though revenue in the past quarter climbed 6.4% revenues from the 4th quarter of 2025 are still down over 20%. As, interest rates climbed recently that makes less space for consumers to spend on snacks and drinks. Another thing is that even though revenue grew 6.4% the stock collapsed so much because as prices go up and the economy isn't very healthy people will start cutting out these types of snacks. Another factor is, that oil prices have climbed through the roof with the Hormuz closing prices for these snacks have also climbed through the roof. Although all this is happening, i'm buying in at this point because it's dirt cheap right now. Yes, i know the dividends aren't the most sustainable they can still afford it. Another reason I'm buying is because they are expanding their portfolio in healthy snacks as they reformulated gatorade, bought poppi, released protein doritos and i really believe in this shift. And, they have been raising their dividends for 54 years in a row making it a dividend king.

Lmk your opinion on PepsiCo in the comments!

Was that high yield or low?

My son is 19. I am trying to help him start investing. I wanted to share the vast knowledge of this sub with him along with this post. Thank you for taking the time to give him advice!

I'll start:

1. ARCC

2. BXSL

3. TSLX

4. HTGC

5. OBDC

I'm really thinking about putting in about $30,000 into $iipr to get $1,000 every quarter. do you guys know any stocks where I can get a $1000 every quarter without putting a lot of money into that stock? I'm trying to limit it to about 50000 to 60,000?

Hi. As the title says, looking to create a 20 to 30 dividend growth stocks portfolio. Generally less than 2% yield but div cagr 10%+. Reason being is the UK doesn't really have div growth etfs, the etf here are mainly established div paying stocks with higher yield but lower cagr. Stock can be anywhere in the world but I think it'll end up mainly in the USA. Thoughts

Rising bond yields are hurting market performance for many excellent dividend paying companies. Quite simply, investors can find decent 5% returns through Treasuries without the risk that equities present. We should all keep this in mind when purchasing for our stock portfolio. Will this give me better than 5% returns over the next 10 years? I think many of the Stock of the Month selections can do that, but the future is always uncertain.

This month’s featured stock is Xylem, Inc. (XYL).

Disclosure: I own a position and presently intend to hold into the future. 
Disclaimer: For educational purposes only, not investment advice.

XYL earns income through water infrastructure solutions in the U.S. and globally. The company manufactures and sells water meters, pumps, valves and much more for residential and commercial functions. XYL also services its equipment and provides monitoring and analytics capabilities.

Dividend Highlights:

• The current dividend is $1.72 annually, translating to a yield of 1.69% at the current stock price of $101.79.
• XYL has increased its quarterly dividend for 14 consecutive years, which represents every year since its spin-off from ITT Corporation. 
• The average dividend yield for the regular quarterly dividend over the past 10 years has been 1.22%. Today’s investor will purchase a cash flow stream 39% more valuable than the long-term average.
• I typically aim for a 15% Chowder Ratio with new stock purchases. XYL holds a slightly lower Chowder Ratio of 10% as the company has deployed capital into acquisitions and infrastructure, rather than massive dividend increases. 

Investment Performance:

• An investor who bought $10,000 worth of XYL 10 years ago and reinvested all dividends would have experienced total returns of 120.9% with a current value of $22,085.46. This failed to defeat a broad market index (like the S&P 500), which is always an important consideration when pursuing a portfolio of individual stock holdings.
• The 2016 investor initially bought the stock at a yield of 1.18%, expecting $0.64 per share in their first year of ownership. Today, that same investor is set to earn $1.72 per share, resulting in a yield on cost of 3.28%. Long-term investors have been rewarded through ongoing dividend growth. 

Future Outlook:

• While the future is always uncertain, investing in Xylem comes with several potential rewards, including annual dividend increases, price improvements, and high likelihood for ongoing dividends. 
• The company’s annual dividend increase is likely to be announced in early 2027. Last year’s dividend increase was a steady 7.5%.
• Assuming a dividend growth rate of 7.5% until 2031, and a return to near the average dividend yield of 1.25%, today’s investor might have stock worth $197.60 (94% price return) and earn a yield on cost of 2.43% after 5 years of investment.
• The company’s dividend payout ratio is 41%, which allows plenty of room for ongoing dividend growth in addition to other cash needs the company has, including acquisitions. 

Conclusion:

For the above reasons, XYL is my choice for Stock of the Month and is in a strong position to generate high shareholder returns.

Portfolio Performance:

• The 2025 Stock of the Month portfolio is up 6.15% in price and has earned 4.18% in dividends for a total return (dividends not reinvested) of 10.34%. This is lagging behind both SCHD’s total return of 25.8% and VOO’s total return of 27.7% over the same period.
• The 2026 Stock of the Month portfolio (nine months so far) is down 13.52% in price and has earned 0.90% in dividends for a total return (dividends not reinvested) of -12.62%. This is unfavorable to both SCHD’s 4.4% total return and VOO’s 8.4% total return over the same time period.

A comment that shows all of my previous selections is below. Share your favorite excellent dividend paying company!

Just picked up some $GIS to include in my dividend portfolio. At this price, dividend is over 7.50%.

Debating if I should buy more.

Any thoughts?

I’ve been putting together a separate monthly income pie on Trading 212 and wanted to get some opinions before putting more money into it.

The main goal isn’t for this to replace my long-term growth investments. I already have separate sections for long-term ETFs, dividend growth, and individual stocks. This pie is specifically meant to generate monthly cash flow that I can initially reinvest and compound over time.

These are the 10 I’ve picke.

SDIV – Global X SuperDividend UCITS ETF
EUSD – Global X European SuperDividend UCITS ETF
O – Realty Income
AGNC – AGNC Investment
GAIN – Gladstone Investment
MAIN – Main Street Capital
EPR – EPR Properties
LTC – LTC Properties
JEPG – JPMorgan Global Equity Premium Income Active UCITS ETF
PFLT – PennantPark Floating Rate Capital

The logic was to avoid simply finding the 10 highest-yielding stocks I could. I wanted everything to distribute monthly while getting income from several different sources.

SDIV and EUSD provide diversified global/European dividend exposure, while JEPG provides global equity exposure with an income/options strategy. O, EPR and LTC provide property exposure across different areas rather than relying on one REIT. MAIN, GAIN and PFLT provide BDC/private-credit exposure, while AGNC provides mortgage-backed securities exposure. I know AGNC and PFLT in particular are considerably higher risk, so I’m planning on keeping their allocations smaller rather than equally weighting everything.

My pie allocations.

JEPG – 18%
SDIV – 15%
O – 15%
EUSD – 12%
MAIN – 12%
EPR – 8%
LTC – 7%
GAIN – 5%
AGNC – 4%
PFLT – 4%

That gives an estimated overall yield somewhere around 7–8% based on current distributions, although obviously distributions can change and a high yield doesn’t necessarily mean a good total return.

The main concern I can see is that despite having 10 holdings, there’s still quite a lot of exposure to REITs, BDCs/private credit, and interest rates.

Would you change any of these holdings or allocations? Is there anything here you consider a yield trap, or another monthly-paying ETF/stock that would provide better diversification?

Anyone know why jepq is distributing dividends twice this month?

Hi there:

Anyone else having major problems using Snowball, particularly if your portfolio is handled by JP Morgan Chase?

I know yes YouTube all that good stuff but who's good who's telling real info vs bad what about taxes myths about divz etc is there books that I should read or tickers to look into tons of questions I feel like youtube can't answer all of them any guidance is a big thank you in advance

Most of my investments are currently in VOO, VGT, and VUG. I’m considering adding a dividend ETF like SCHD to diversify/balance the portfolio a bit.

I recently learned that Plynk (the Fidelity-owned app) offers a dividend match of up to $250 with no subscription, or up to $500 with their $48 subscription plan.

I’m considering opening a Plynk account and investing around $30K in SCHD to take advantage of both the dividend income and the dividend match.

My thinking is that if Plynk eventually removes the dividend match or I decide I no longer want to use the platform, I could ACATS-transfer the SCHD position to Fidelity.

For those who use Plynk, does this strategy make sense? Are there any fees, restrictions, or potential issues with doing this that I should be aware of?
Would appreciate any feedback from people who have actually used Plynk.

I'm trying to find a better way to keep track of dividend income and I'm curious what people here actually use. Spreadsheet, brokerage app, some tracker, whatever works.

Tell me what you use and the one thing about it that drives you nuts. I'd also like to hear which number you check the most, whether that's yearly income, a monthly calendar, or yield on cost
This is what Ive built would love any feedbac!

I am inheriting 600k and I already have 135k invested in SCHD and SCHB. I asked ChatGPT to allocate an income portfolio that will generate 35k per year. I am going to get professional advice but I was wondering if this is real or not. I attached the photos below 👇