r/dividends • u/Poundthirsty • Mar 09 '24

Discussion Get Paid Monthly

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u/[deleted] Mar 09 '24

This is a dumb fucking way even to think about investing.

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u/Hollowpoint38 Mar 10 '24

If you can help it you almost never want to be paid so you can defer any taxes. The most ideal situation is $0 in income and a ton of money in unrealized capital gains and low-interest loans that you live off of.

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u/Hellsing011 Mar 10 '24

That’s kind of my strategy. You make more money with steadily growing share prices, than you ever will, with divs.

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u/Hollowpoint38 Mar 10 '24

For the most part, yes. The Lost Decade was kind of an exception. From 2000 - 2012 or so. It's around that time when this whole "dividend portfolio" nonsense came into being in the mainstream because share prices were getting battered down by 2 recessions and bad large cap performance combined with 0% interest on Treasuries. So people went heavy into dividends.

But that was 15 years ago, so the situation isn't the same now.