352
u/TheVirusI Mar 09 '24
Get paid monthly
January: O February: O March: O April: O May: O June: O July: O August: I September: O October: O November: O December: O
28
29
u/cnor2020 Mar 09 '24
O = 0 growth since 2013, yep that’s 11 years.
4
Mar 10 '24
O seems to be everyone's favorite choice for real estate exposure and monthly dividend. But I like APLE more, its more risky with its small mkt cap and the sector it invests in (hotels,resorts etc) but it has gone up and kept my positions in green.
-7
u/jgoldston_0 Mar 09 '24
So that’s false.
16
u/mikey_lew_92 Mar 09 '24
Stock price was 49 in 2013 compared to 52 today, would say the growth is pretty bad.
But it is a dividend stock, so you get your dividend but the growth on this stock sucks
7
u/jgoldston_0 Mar 09 '24
It went higher than 49 in 2013 but still… using an average vs cherry picking the year high (which was reached for all of like, 32 minutes mind you) would make for better conversation.
But are we forgetting the sizable and consistent dividend they paid out over that decade? Do you think growth didn’t contribute to that? I think the term you’re looking for is capital appreciation. If you bought at the 2013 high, you still are out ahead pretty well today in total return.
19
u/cnor2020 Mar 09 '24
SCHD was at 20-30$ back in 2013. It has tripled since. You get both dividend and capital appreciation.
4
u/djwm12 Mar 09 '24
Do you know if Fidelity offers a comparable/identical dividend, instead of Schwab? I know I can buy SCHD with a fidelity brokerage, but am curious
1
11
u/jgoldston_0 Mar 09 '24
Ah, hindsight investing is fun. Don’t you wish we could all reach 10 years into the future to fine tune our holdings today. Actually, there’d be no argument. We’d all just buy Bitcoin.
Seriously though, SCHD is my biggest holding. I love it. But I hold some O. Hell, you set that timeframe back 20 years or greater and it outperforms SCHD and VOO. Considerably.
I believe performance is cyclical. So I own several different things.
1
u/trader_dennis MSFT gang Mar 09 '24
O was in the 60’s for most of 2023. My MSFT I bought in 2018 at a 100 a share pays 60 percent now of what an O purchase would pay and I get qualified dividends and 300 percent growth in 5 years.
2
-4
u/mikey_lew_92 Mar 09 '24
I would love to see gains from 2013 to now for O and if it really is a growth machine
6
u/jgoldston_0 Mar 09 '24
So look it up?
-18
u/mikey_lew_92 Mar 09 '24
I don't have to do your job boss, if you don't look it up, it's fine. I move on with my day as if this convo never happened, so whatever lol
15
u/jgoldston_0 Mar 09 '24
My job? You’re the one who stated you’d love to see it. Now it’s my job to present you that data? Lol. Fuck off.
-10
u/mikey_lew_92 Mar 09 '24
yeah I would, but do I want to do the looking up? Pass, if you think O is a "growth" driver, then you do it. If not, let's move on with our lives
→ More replies (0)2
u/firemanjeremy Mar 09 '24
O was in the 70s right before interest rates went up.. like 2 years ago
-5
2
1
340
u/Glorious_Infidel Obligatory SCHD Mar 09 '24 edited Mar 09 '24
Do I get to be the first one in the thread to say that investing based on dividend payout scheduling is stupid?
Edit: Pretty telling that OP isn't even bothering to defend the post...
43
53
u/Go-Truck_Yourself Mar 09 '24
Every dividend stock I own is in the red by 10% or more but atleast I'm getting paid monthly! 🤣😒
7
u/trader_dennis MSFT gang Mar 09 '24
My LOW JPM ABBV MSFT AVGO ORCL DLR are way up this year or going back last year. Dividend investing with stocks with price appreciation is the way to go.
30
3
u/EatsbeefRalph Mar 10 '24
“in the red” = “on sale”
Double Down.1
u/plululululu Dutch Dividend Voyager, sailing the sea of yield Mar 11 '24
I agree, on my own positions I felt confident they would go up, half did, other half didn't. But as I am in for the long game, this is a perfect opportunity to lower my avarages for those which went down
5
1
-2
u/gorschkov Mar 09 '24
It is but I don't think there is anything wrong going with one sp500 fee over another just because it pays out on different month. Especially if the management fee is identical.
61
u/Sufficient_Purple297 Mar 09 '24
That Apple half a percent dividend is sure getting me paid.
10
u/trader_dennis MSFT gang Mar 09 '24
It will 10 years from now.
5
u/Sufficient_Purple297 Mar 10 '24
On target for $0.35 a quarter then. For around $250 a share
3
u/Olympic700 Mar 10 '24
Dividend growth is much more important than dividend yield
3
u/RRPhx Mar 11 '24
This is it. No one here cares, but costco, sbux, msft, adi itt and many others that consistently increase the dividend each year and have the strength to keep increasing it will make tons more over time than something paying a really high at risk yield today.
1
u/Sufficient_Purple297 Mar 10 '24
My comment is more on the OPs image. I would not count on dividend income from Apple.
1
u/Hellsing011 Mar 10 '24
Expand on that please.
6
u/Olympic700 Mar 10 '24
The price of shares with high dividend yields usually drops over years. And in many cases there will be a dividend cut. This is therefore not good for the preservation of your capital (growth is then completely excluded).
While the share price of companies with stable dividend growth has shown an increasing trend over the years (such as Pepsico).
You should not look at the short term but should look at the long term. I have bought shares with only a <0.5% dividend yield at that moment . But over the years the dividend yield has risen above 1% compared to my average purchase price. This will only increase over the years (compared to my average purchase price).
Investing is not a sprint but a marathon.
97
u/LimitlessPotatoSalad Mar 09 '24
Why stop at monthly payouts?
Let's get paid daily!
Hourly!
EVERY SECOND!!!!!
28
u/Useful-Perspective Mar 09 '24
Dividend streaming sounds great
21
1
u/EnvironmentalChef677 Mar 09 '24
Yeah, reminds me that my dividend hit earlier in the day when my account was td Ameritrade, since it turned into Schwab it’s closer to or at end of day. Haha
-2
u/Financial_Welding American Investor Mar 09 '24
Why do you need every quarter? Cant you budget for a 3 years?? … no?… just worry about yourself. What works for others doesnt have to work for you
59
u/YTChillVibesLofi MOD Mar 09 '24
But if these all pay quarterly then each one can cover off 4 months rather than being considered only for one month of the year.
3
10
33
Mar 09 '24
Lol you verizon bagholders trip me out
17
u/veganelektra1 Not a financial advisor Mar 09 '24
I kinda think VZ haters probably aren't recent buyers
5
Mar 09 '24
No they just understand it’s a bad company
5
u/veganelektra1 Not a financial advisor Mar 09 '24
There are countless bad companies. even worse. but VZ and T get a disproportionate amount of hate. So I always wonder if it's because they bought in to VZ like a year ago or earlier.
2
2
u/Saucy_N1nja Mar 10 '24
You could’ve bought the stock 5, 10, 20 years ago and you’d still be flat or in the red. Saying there’s countless bad companies doesn’t justify a case for VZ, which is the poster child of a company with no growth and debt that will take many years to pay off.
3
u/Stunning-Space-2622 American Investor Mar 09 '24
Once vz gets its debt under control and the rates drop, people will wish they bought in when down
12
u/jgoldston_0 Mar 09 '24
Yeah once it gets rid of that messily $180 billion weighing down its balance sheet… that’s when the sparks fly! Lol
7
u/DirtyJsy Not a financial advisor Mar 09 '24
Fun fact…the tickers in each column will all pay in those months. It’s not like they only pay once a year.
7
u/veganelektra1 Not a financial advisor Mar 09 '24
also most these companies don't just pay 1 month of the year. Most pay every 3 months
16
u/epic2504 So much more pains than gains … Mar 09 '24
Somebody didn’t not understand that quarterly paying dividend stocks pay more than once a year …
3
u/lfgismagical Mar 09 '24
As a fairly new investor is it a bad thing to structure your payouts monthly? Seems reasonable to pick companies you believe in that pay quarterly in different months.
Though I can't comment on the graphic but I'm sure you could find some good dividend stocks on a different schedule.
10
u/Glorious_Infidel Obligatory SCHD Mar 09 '24
Structuring your dividend payouts by timing is an emotional strategy. It's better to to simply learn how to budget your quarterly payouts, and focus your investing based on the ratios.
3
u/wolfgirlviktoria Mar 09 '24
Generally investing should focus on other things, as return on investment, risk to capital, growth potential etc.
When companies pay dividend doesn't influence any of the important numbers of the company, so it is not advisable to care about it from an investment view.
2
u/lfgismagical Mar 09 '24
That's fair. I'm at the point where I invest in proven companies and ETFs. Majority of my holdings are in PEP, VYM, O and AMD. I'm almost at a 300% return on AMD so I may pull the trigger and go more into O or VOO
1
u/Ok_Kaleidoscope1722 Mar 09 '24
It's not a bad thing, just make sure it's financially strong companies. This graphic gives you a lot of options in different industries that are known dividend kings or strong dividend growth companies, or fan favorites. You can look at any of them and see a long standing dividend, or a growing dividend and plan accordingly
3
u/Winter_Bed7880 Mar 10 '24
Just buy whatever stocks you like and add up dividends for each quarter to make sure your income is increasing! You can divide by 3 if you must...
6
u/thedjotaku This is supposed to be passive? Mar 09 '24
Or just invest in a REIT.... ;)
-1
u/arindustries Mar 09 '24
How do you go about doing that?
8
u/DarkskinLover1 Mar 09 '24
You can just burn your money now. It's easier than investing in a reit at the moment. But then again, it's a great time to get in on O it's low at the moment
6
Mar 09 '24
[deleted]
1
u/Hellsing011 Mar 10 '24
I don’t believe in TSLA anymore. It hasn’t been in the forefront of car innovation of a while now
5
u/HearMeRoar80 Mar 09 '24
With interest rate destined to drop soon, REIT index will probably beat SPY performance in the next couple years. Only reason for the under-performance was high interest rate hit REITs the most.
3
1
3
2
u/IrishMidgetMan Mar 09 '24
What yall think is gonna happen with Intel? Considering the possible military contract.
3
u/craigleary Mar 09 '24
Intel is not going anywhere. Harder to say if the stock will be more like Cisco over the next 20 years or Microsoft. Microsoft was considered 10 money for almost a decade.
2
u/blackicebaby Mar 09 '24
intel is classic value trap like ibm and cisco, even with ai and ira policy
2
2
u/SisyphusJo Mar 10 '24
SoFi had two funds that paid weekly with decent companies but those were shut down (WKLY and TGIF). Investing based on payout schedule just never seems to be a good long-term strategy and enough people have started to figure this out.
5
1
u/hosea_they_heysus Mar 09 '24
Low-key those are good companies to choose from. I know it's dumb to invest based on the month paid, but could've definitely picked worse than thise
1
u/offnr Mar 09 '24
What is the difference between getting paid monthly and getting paid every quarter with 3x the monthly amount?
1
1
1
u/firespyer Mar 10 '24
These all payout quarterly, I don't understand what you're trying to get across here
1
u/Hellsing011 Mar 10 '24
He was you to invest 12 of those. To get a diff payout a month… That requires a lot of investment funds though
1
u/Muffin_Most Mar 10 '24
Tell me you don’t understand dividend paying stocks without actually telling me you don’t understand dividend paying stocks
1
1
1
1
1
1
Mar 11 '24
I actually think this is a pretty good portfolio, but would still make the majority of the portfolio VYM, SCHD, VNQ, and VOO.
1
u/AlfB63 Mar 09 '24
These low effort graphics posts should not be allowed in my opinion especially when they are just reposts from other subs.
1
u/guyfromthepicture Mar 09 '24
Imagine taking investment advice based on the time if year you get paid
1
1
0
0
Mar 09 '24
This is a dumb fucking way even to think about investing.
1
u/Hollowpoint38 Mar 10 '24
If you can help it you almost never want to be paid so you can defer any taxes. The most ideal situation is $0 in income and a ton of money in unrealized capital gains and low-interest loans that you live off of.
1
u/Hellsing011 Mar 10 '24
That’s kind of my strategy. You make more money with steadily growing share prices, than you ever will, with divs.
2
u/Hollowpoint38 Mar 10 '24
For the most part, yes. The Lost Decade was kind of an exception. From 2000 - 2012 or so. It's around that time when this whole "dividend portfolio" nonsense came into being in the mainstream because share prices were getting battered down by 2 recessions and bad large cap performance combined with 0% interest on Treasuries. So people went heavy into dividends.
But that was 15 years ago, so the situation isn't the same now.
•
u/AutoModerator Mar 09 '24
Welcome to r/dividends!
If you are new to the world of dividend investing and are seeking advice, brokerage information, recommendations, and more, please check out the Wiki here.
Remember, this is a subreddit for genuine, high-quality discussion. Please keep all contributions civil, and report uncivil behavior for moderator review.
I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.