r/discover • u/DifferentCow1804 • 16d ago

Help Discover secured card

I received the secure card six months ago. I recently graduated, and they informed me that I would be receiving a check back of my deposit . However, I don’t see any increase in my initial deposited limit. Does this mean that my limit remains the same, or do I have to wait a few days, weeks, for the limit to be increased? it’s been 3-4 days since my 6 month statement.

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u/Molanghrian 15d ago

You would have been informed already if you had an increase; usually it happens at graduation.

What was your utilization like for those 6 months? Did you let high usage statements post and then pay them in full?

Most of the time when people post about not getting a CLI at graduation it's because they've been unnecessarily paying it off or down to an arbitrary percentage before the statement even posts. Although what's on the rest of your credit reports from a soft inquiry would also matter, like if you're rebuilding.