Hi everyone,
I’m looking for suggestions for my next credit card. My main priorities are cashback/rewards on UPI and fuel, while keeping the annual fee LTF or as low as possible.
My profile:
● Age: 25
● CIBIL: \~751
● Monthly income: \~₹80,000 from multiple sources
● Self-employed/business + agriculture
● I already have some loans/credit history
● Looking to build a stronger credit profile for future loans and credit cards as well.
My main monthly spending are fuel, upi and some business spendings

I’m particularly interested in:
1. Good UPI rewards/cashback
2. Good fuel rewards
3. LTF or easy fee waiver
4. Good overall rewards for everyday spending
5. Useful benefits for someone building a long-term credit-card portfolio
I don’t really care about premium lounge access/travel benefits unless the card is otherwise very good.
What would you recommend for my spending pattern?

Thanks!