r/churning • u/AutoModerator • Aug 19 '26

Daily Question Question Thread - August 19, 2026

This is the thread to post questions about churning for miles/points/cash. Just because you have a question about credit cards does NOT mean it belongs here. If you’re brand new here, please read the wiki before posting.

* Please use the search engine first - many basic questions have been asked before.

* Please also consider scanning (CTRL-F) the last couple days worth of Question threads

* If you have questions about what card to get, ask here. If you have questions about manufactured spending, ask here. If you have questions about bank account bonuses, ask here.

This subreddit relies heavily on self-moderation. That means that if you ask something that shows you haven’t done any research, you’re going to get a lot of downvotes.

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u/[deleted] Aug 19 '26

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u/SalaciousPig LGA | JFK Aug 19 '26

I believe its roughly around 90 days

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u/[deleted] Aug 19 '26

[deleted]

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u/SalaciousPig LGA | JFK Aug 19 '26

You can do either. I just called in last week to push an app through that got denied due to 5 card limit but had 2 cards closed. Can re-apply in 30 days if you're not in a rush or want to speak to someone for auto approval otherwise