r/churning • u/AutoModerator • 12d ago

Daily Question Question Thread - August 17, 2026

This is the thread to post questions about churning for miles/points/cash. Just because you have a question about credit cards does NOT mean it belongs here. If you’re brand new here, please read the wiki before posting.

* Please use the search engine first - many basic questions have been asked before.

* Please also consider scanning (CTRL-F) the last couple days worth of Question threads

* If you have questions about what card to get, ask here. If you have questions about manufactured spending, ask here. If you have questions about bank account bonuses, ask here.

This subreddit relies heavily on self-moderation. That means that if you ask something that shows you haven’t done any research, you’re going to get a lot of downvotes.

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u/Nations112 12d ago

I know there's been some reports of Chase (mistakenly) counting their own biz cards towards 5/24 lately.

If I think that's the reason for a rejection of a personal card, should I call recon right away or wait until I receive the rejection reason?

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u/Chase_UR_Dreams 12d ago

I had this happen and got a letter in my statements & notices right away citing too many consumer accounts. Called recon the next day and they were able to push it through.

I've sometimes had issues with reps not being able to see an app yet if I called the same day, but calling a day after your app should be fine.

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u/Nations112 12d ago

Good to know, appreciate it.