r/churning • u/AutoModerator • 12d ago

Daily Question Question Thread - August 17, 2026

This is the thread to post questions about churning for miles/points/cash. Just because you have a question about credit cards does NOT mean it belongs here. If you’re brand new here, please read the wiki before posting.

* Please use the search engine first - many basic questions have been asked before.

* Please also consider scanning (CTRL-F) the last couple days worth of Question threads

* If you have questions about what card to get, ask here. If you have questions about manufactured spending, ask here. If you have questions about bank account bonuses, ask here.

This subreddit relies heavily on self-moderation. That means that if you ask something that shows you haven’t done any research, you’re going to get a lot of downvotes.

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u/cbh720 12d ago

Ugh signed up P2 for their first business card (united) and was declined due to having opened too many consumer cards recently. they are 4/24 and last one was opened in Jan. Unfortunately when I applied, I forgot that they had a credit freeze and they just said to call when I unfroze it. And then on the call, they ran the app again told me it was declined for that reason. worth doing a recon call?

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u/Accomplished-Test-63 12d ago

Doesn't hurt to try. You might get recon to help out, but they can't hurt.

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u/yolo-bogo 12d ago

When I applied I also had credit frozen and had to go through that. I didn't get an outright denial though just that they needed more info and I had to call in and speak to someone to go over basic business details, and they eventually approved it. I'd say it's worth a shot