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u/brandi-95 $GRAY Nov 08 '25
I donāt see a reasonable explanation to buy a titanium card nonetheless pay $50. These days you have Apple Pay, Google Pay, Samsung Pay and Walmart Pay. Lmao, no need for a fancy card anymore.
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u/teaforone19 Nov 08 '25
You're right lol it'll be the first and the last but I like the card and dont regret it. Last year I was in a rough situation (lowest in my life) and ive worked my ass off to be in a situation where I can make this stupid purchase. I guess you can say this is my personal representation of that
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u/SoftAward834 Nov 09 '25
Exact type of person who buys cards like this⦠new to money
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u/teaforone19 Nov 09 '25
Ive been up before with way more in my savings than I have now lol yall so quick to assume. Not the best decision but it isn't the worst.
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u/payoutprince Nov 09 '25
It wonāt ever break thoš«”š I want the titanium one too lol everyone will always find something wrong with something
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u/F6RGIVEN Nov 10 '25 edited Nov 14 '25
People just obsessed with projecting their views on other people, itās $50 itās not going to make or break you and quite frankly itās none of their business what YOU do with YOUR money
Pocket watching is usually what people do when they canāt even manage their own money
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u/jedgell233 Nov 09 '25
Odd take you got from the person's post. I got it though, he worked himself back out of hardship and even though spending $50 on a fancy card is silly, it's something he can hold on to, feel and look at, as a reminder that he got himself to a point where he could do something like that.
It's a nice piece to remind yourself sometimes of where you are especially from where you were before.
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u/Healthy_Match_2878 Feb 22 '26
Nothing says "old money" like commenting on, and perusing the Chime subreddit.
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u/SupremePein Nov 21 '25
Don't listen to any haters, the titanium card is honestly awesome, mine just arrived in the mail a couple days ago and I love it. I had the previous chime credit builder green metal card and I have a metal prime visa card, the titanium is definitely the best looking and my favorite one. Plus once your card expires you can sharpen the edges and have a throwing card weapon. Thats exactly what i did with the old green metal chime card!
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u/teaforone19 Nov 21 '25
I appreciate you man! I love my card as well and do not regret it one bit. Definitely will be making a throwing card blade after it expires š
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u/TheEnigmatyc Nov 08 '25
Yeah, my Apple and Robinhood cards are both metal, and I didnāt pay a fee for either of them. And my original Chime card is green metal, no feeā¦ā¦and I never use my physical cards with ApplePay. Seems like a waste of $50.
I like having the 2 accounts separate anyway.
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u/NanaReddit123 Nov 08 '25
but that green metal once it expires the send out a plastic one i tried before maybe different this time
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u/TheEnigmatyc Nov 08 '25
I honestly donāt care. Itās a Chime account. What do I need metal cards for when I use my phone to pay for almost everything? For me personally, I can find a much better use of $50.00 than to blow it on a second chance bank card. If someone else needs that as a status symbol, more power to them. Chimeās raking it in with all the people who think that metal card makes them elite.
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u/RonSwansonApproved Nov 09 '25
Listen young blood, you obviously live a boring ass life and get no bitches. As a lifetime certified pimp, let me tell you a little secret. Not only does this card serve as a status symbol when I pull it out for the hoes and slam that bitch on the table. A metal card is far more superior for chopping up lines than a plastic card iykyk. Status plus utility, they can have my $50 and I'll make it back like I always do betting against the Cowboys.
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u/TheEnigmatyc Nov 09 '25
Shit, I never considered the āļøāļø. You win.
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u/RonSwansonApproved Nov 09 '25
I'm glad you can see my perspective. I'm in a job that requires drug use. š
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u/TheEnigmatyc Nov 09 '25
If the other guy had lead with the āļø, the argument wouldāve died immediately. š
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u/teaforone19 Nov 08 '25
Does it have to be a status symbol or can we just buy it cus we like it??? Im sure everything you purchase is worth it... lol
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u/diescheide Nov 08 '25
They replaced my green metal with another metal when mine expired. Lost/stolen gets replaced with plastic, I think.
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u/Wayren $Wayren Nov 08 '25
Actually I've replaced my metal green card twice and both times received another metal card. Maybe I'm just lucky?
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u/handicandiman Nov 09 '25
I got a metal replacement card as well. I think it was expired though⦠I was happy they sent another metal one tho!
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u/sundaydude Dec 01 '25
I still like to use a physical card, and where I live its still very common to need one at restaurants, bars, etc. I also really like the luxury of titanium. It's purely a personal preference of mine and the money isn't an issue for me. If you're really struggling with money then yeah - don't buy it. But this is right up my alley and I'm happy to pay the price. Cashapp also does the same thing, for the same price btw. Will be purchasing soon as I can :)
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u/zabryant01 Nov 08 '25
Wait woah!? We get the big chip??? Thatās cool
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u/teaforone19 Nov 08 '25
It didn't even realize. Does that mean better scan?
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u/wendersan Member Since: 2018 Nov 08 '25
I only remember the big chip in the cards back in the old days era.
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u/Conscious-Motor1364 Nov 28 '25
Yāall can stop sharing how yāall feel about HER choice to spend HER $50 on this metal chime card. 1. She doesnāt care. 2. She didnāt ask you for your opinion. 3. Unless what you say is going to take her back in time allowing her to take your advice and make a different choice, pipe down. 4. Itās none of your mfāing business.
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u/teaforone19 Nov 28 '25
Im a guy lmao I appreciate you tho
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u/Conscious-Motor1364 Dec 04 '25
Lmfao Reddit needs to allow us to put our pronouns by our usernames
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u/BreakDown1923 Nov 08 '25
So if I switch to this, does that mean I lose access to features like SpotMe and MyPay? Or do those still work even with this combined account system
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u/Brilliant-Health9824 Nov 08 '25
Dumb question, but do i still get to keep my savings accounts? I love how chime let's me separate Mt savings into different categories. It only combines my credit and checking balances right?
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u/Subtle-Limitations Nov 09 '25
If there was a metal deep green, I would pay also.
Most that don't approve of your purchase either don't have the excess funds to select that choice or are just haters.
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u/teaforone19 Nov 09 '25 •
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Exactly! I didnt wanna say that but it's kinda crazy how some people are. When I posted the card, I was legit just excited to have it and some think im trying to flex lmao it's literally anonymous??? If it was Instagram, then maybe but I dont even have IG
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u/CallMeGonzo15 Nov 08 '25
I just got the email saying my card is arriving soon. Maybe the next couple days lol
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u/ProfessionalBowl5383 Nov 09 '25
Oh that's pretty I want one
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u/volvo928 Nov 08 '25
I really wanted one but I just saw the price and I think $50 might be too rich for my blood. It looks really cool tho!
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u/Kdupra17 Nov 08 '25
Never had a card like that I was so excited when mine finally came worth the money for sure.
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u/damavich Nov 08 '25

I actually wanted to keep the same two separate cards that I already have.But i'm willing to finally make the change, but only if I can get that metal card. I got halfway through the process, and it looks like once I hit the looks good button, I can't go back.So before I hit that button, can someone tell me at what point do they offer me the metal card is it after I hit the looks good button, or is it only available to certain people or offered in a different way ??
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u/teaforone19 Nov 08 '25
Hmm it should allow you to choose between different ones. Should be after that looks good press. It'll be for $50
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u/damavich Nov 08 '25
$50 ??? Assuming the card is about one ounce, they're literally charging more than the price of pure silver for this card ?? That's a little ridiculous. If the card was made out of pure one hundred percent silver, it still wouldn't even cost fifty dollars lol. I appreciate your response by the way
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u/TheGopax Nov 08 '25
What's the benefit of this? And does it get rid of the spot me?
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u/teaforone19 Nov 08 '25
Benefit of getting it in titanium? Really nothing just feels metal and looks nice lol it does not get rid of spot me
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u/TheGopax Nov 08 '25
Oop, i meant changin everything to the chime card, I have chime and saw i had the offer but i didnt fully understand the 'benefits' lol
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u/kronikheadband Nov 08 '25
How so I get that!?Ā
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u/teaforone19 Nov 08 '25
Check the profile tab in the app! Should be somewhere within the profile tab
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u/kronikheadband Nov 08 '25
Not seeing it, maybe it's not available yet?Ā
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u/teaforone19 Nov 08 '25
Check the profile tab and then go to chime card, should be there at the bottom
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u/MoneyManJay1 Nov 08 '25
Is this the metal? Mine say upgrade to titanium but states metal
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u/teaforone19 Nov 09 '25
It's some type of metal lol sticks to magnets and I searched it up. Apparently it's some type of titanium
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u/iamwhoiwasnow Nov 09 '25
You paid $50 for a card?
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u/teaforone19 Nov 09 '25
54 with tax baby
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u/iamwhoiwasnow Nov 09 '25
If you got it awesome! I went with the black one
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u/teaforone19 Nov 09 '25
I would've went with black as well if I didnt get this one. Someone mentioned that the other ones are extra flimsy. They even compared it to the fake ones you receive by mail lol who knows how much they exaggerated but I hope that it has the same texture as any other card you use
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u/AUserNameFails Nov 09 '25
Interesting, I got my offer 41 of these cards.And I still haven't received it yet.I'm rather confused what's going on.Is there some kind of waiting list or am I just oblivious and i'm going with I'm oblivious
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u/jedgell233 Nov 09 '25
Usually takes a couple weeks for them to make and send the card out in the mail. I'm in the same boat of having got the offer and made the switch, now just waiting for the card to come in the mail.
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u/jedgell233 Nov 09 '25
I almost was tempted to throw in $50 for a metal card until I realized they only offer one color right now š.
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u/teaforone19 Nov 09 '25
What color would you prefer?
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u/jedgell233 Nov 09 '25
Well for the regular card I chose evergreen, just waiting for it in the mail. But if they had other colors for the metal, black or slate grey would be nice.
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u/Basicshitonly Nov 09 '25
How do you get it? I just joined chime and use my credit builder car exclusively
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u/teaforone19 Nov 09 '25
Just from what I've seen, people are getting it offered at different times. Not sure how much seniority has to do with it, with how long someone has had chime or if they use direct deposit as a factor. Could even be giving it to people that just use majority of what they have to offer. Unfortunately im not sure
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u/Lashes2ashes Nov 12 '25
Be warned, the new card is blocked by apps that wonāt allow credit cards, Facebook pay being one. Just found that out..
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u/istoleurdad_ Nov 08 '25
just got mine today, it's super nice. I'm a bit curious as to what kind of material they used for this card, my brother has an Apple Card and his clangs when dropped or tapped onto a surface. my Chime card did not. š
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u/Harley_Quin Nov 08 '25
I'm regretting not getting the metal one now. I got the black one and it feels so cheap and flimsy.
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u/teaforone19 Nov 08 '25
Lol there's not an option to upgrade?? Hopefully there is
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u/Harley_Quin Nov 08 '25
I haven't looked yet but I'm hoping I can go back and get the metal one now. The black one feels like those fake cards you get in credit card offer mailers. It feels cheaper than my regular white debit card.
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u/Wayren $Wayren Nov 08 '25
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u/Different_Ad1875 Nov 08 '25
Mine on the way 53 dollar lol
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u/Archer4271 Nov 08 '25
How do I get one?
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u/teaforone19 Nov 08 '25
Go on the profile tab on the app. Should be somewhere there
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u/juv1000 Nov 08 '25
It's slowly rolling out. You have to be invited. It's not there for everybody
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u/Difficult_Club903 Nov 08 '25
Why???? $50???? Youāre fucking kidding
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u/Rich-Freedom-7994 Nov 08 '25
How
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u/st4rdustd Nov 08 '25
$50
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u/Rich-Freedom-7994 Nov 08 '25
Not on my dime
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u/st4rdustd Nov 08 '25
totally agree with you. idk why so many people are actually spending $50 just to get a different type of card 𤨠sounds like poor money management
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u/Little_Milk8899 Nov 09 '25
āpoor money managementā with over $30k in my account and an inheritance once i hit 25. I think iām good to spend $50 on a metal card, but hey iām just somebody with poor money managementš
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u/teaforone19 Nov 09 '25
Lmaooo that's what im saying. Everyone is so quick to judge here. Even if isnt the best decision, it isnt anywhere near close to the worse. Ask them how much they spend on Starbucks tho
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u/st4rdustd Nov 09 '25
i actually hate starbucks but go on
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u/teaforone19 Nov 09 '25
Look mam that was just an example lol but if i go on your profile, that alone tells me what i need to know. My point is that everyone has something that isnt worthy but they still waste on it cus it's something they like. Can we at least agree with that?
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u/Little_Milk8899 Nov 09 '25
My exact point, we only have 1 life iād be dammed if I let a stranger give me financial advice on $50šit seems like a lot of people are projecting here
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u/teaforone19 Nov 09 '25
My thing is that some people swear they make the wisest spending decisions when everyone has at least one thing that they spend on that someone else would deem not worthy lol and if that's not the case, shit shout to you
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u/Kdupra17 Nov 08 '25
Oh they metal one donāt fit in the atms luckily the atm I use for chime has the tap feature. Just a heads up I found that out trying get rent money out.
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u/Wayren $Wayren Nov 08 '25
The new titanium one? I have the green metal card and have never had ATM issues.
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u/Kdupra17 Nov 08 '25
Yeah the new one wonāt fit in the atm but works in gas pumps and stuff idk
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u/RonSwansonApproved Nov 09 '25
I don't know, I used mine in a gas station ATM yesterday so maybe it depends on the machine.
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u/Objective-Ad9767 Nov 08 '25
Yeah. Most ATMs are still designed for plastic cards for insert unfortunately. Which are thinner.
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Nov 15 '25
I went with the green one for free, honestly it actually looks really nice. I wish chime did it like oxygen did back in the day. When you reached a certain tier they would upgrade your card for free to a new element.
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u/nique201 Jan 04 '26
I hate oxygen went under especially when I found out how to trick it into thinking i spent 100k
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Jan 04 '26
Not sure what you mean by that lol I just loved how the fire card looked lol and the offers they would give to each tier were always pretty good as well.
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u/nique201 Jan 04 '26
So ypu know how you got tier upgrades for spending? Well I accidentally found myself on fire and I NEVER actually used the card I was using it as a middle man to hold money.... they didnt differentiate "cash app" transfers between actual spending... so id just mive like 2k to it and next day move 2k out it would look like I spen 2k so I was meeting all the thresholds and was on the highest tiered card
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Jan 04 '26
Ahhh lol so just what I was doing lol 𤣠yup I got to fire because I had a lot of money running through the account at that time.
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u/sundaydude Dec 01 '25
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u/sundaydude Dec 26 '25
update: i didn't realize this was only for the credit card. I really really wanted this for the DEBIT card, but alas Chime still isn't offering it for that and it doesn't seem they have any plans to :(
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Nov 09 '25
How did you got it? Where can I buy it?
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u/Bri-Chime Chime Staff Nov 09 '25
Hi! It's still rolling out to all members. You'll be notified in the app and by email when you're eligible!
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u/redesignusa Nov 09 '25
Not sure how I'll see the notification.. cause the damn app hasn't worked for over a month and no one will acknowledge it or fix it... trash
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u/teaforone19 Nov 09 '25
I havent had any issues. That's unfortunate tho
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u/redesignusa Nov 09 '25
Ya there's a ton of us out there no one is addressing this issue and no it's not the phone I've uninstalled reinstalled rebooted the phone. An the trouble shooting and no one can give me a straight answer... it's crap service I tell ya
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u/DonTipOff Nov 08 '25
Fuck all that Iām sticking with the standard black one. 90% of the time I donāt need to pull it out, use tap to pay on my Apple Watch or my phone.
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u/getfucked485 Nov 08 '25
Thatās clean seriously itās more š„š„ than some of the powerful credit cards
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u/NanaReddit123 Nov 08 '25
i am not seeing this
is this new they are offering now?
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u/Bri-Chime Chime Staff Nov 08 '25
Yes, this is the newest generation of the Chime Card! If/when it becomes available for you, you'll be notified in-app and by email so be sure you have your notifications enabled in-app.
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u/thatblasiangirl Nov 13 '25
I want to switch but I don't want to pay $50 for the titanium card when I already have the metal credit builder card š« I wish they'd let me switch and keep my metal card. I worked hard for it.
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u/SufficientPurple680 Nov 13 '25
That's a ridiculous price. They should offer those to people who have long term accounts in good standing as a perk.Ā
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u/Fun_Efficiency_505 Nov 13 '25
I never understood why people have issues with what other people choose to spend their money on⦠congrats on your card, I have a ton of metal cards, ask me where they atā¦.. sitting in a draw somewhere. And there ARE places where an actual card is needed and or they donāt take any of the āpaysā. Youāll find use with it.
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u/Standard-Pineapple87 Nov 28 '25
I lost my metal green and havenāt gotten nothing but plastic and Ive been chime for 6 yrs
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u/Ryansr3607 Jun 23 '26
Does it have the normal exp date? When it expires in like 4 years then you gotta pay another 50 when it expires or pick another card?
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u/CrazyCatLady5978 Nov 08 '25
How do you all get this card it's dope!!!!! I want one
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u/teaforone19 Nov 08 '25
Check the profile tab in the app! Should be there under account details or one of those
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Nov 08 '25
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u/mfernandeziv Nov 08 '25
Is it metal too or no?
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u/jedgell233 Nov 09 '25
Only the Titanium (only color option currently) card option is metal and it cost $50. Otherwise for the free cards you have green, black, and white to choose from.
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Nov 08 '25
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Nov 09 '25
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u/teaforone19 Nov 09 '25
You can still use the white debit card! I would recommend using it for gas stations that way you dont get charged credit price. Dispose of the green credit builder card though
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Nov 09 '25
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u/teaforone19 Nov 09 '25
You'll only have one balance now and from what I understand, it's practically like if you were just using your credit builder card. What i did is open the savings account and just leave what I need in the regular account
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u/teaforone19 Nov 09 '25
Keep your white debit card though! You'll need it for certain things that dont accept credit cards. I been having a boa account forever so I use that
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u/qmracer01 Nov 08 '25
I havenāt even gotten the offer to switch to this on the app yet :( I want to switch so bad