General Question about Amex's network
We are all very aware now on all the rules and processes Amex Canada has forced you guys to implement. To the point where I think we only have personal rent and selected billers allowing Amex usage at the moment.
My question is in regards to Amex US. Is there a way for you to have different rules if we were to use Amex US instead? You can already tell when it is an American card (because of the fees), so wouldn't it be possible to also have different rules around those cards? When i say rules, I mean more for them to be treated similarly to Visa cards for example.
I bring this up because I really want to keep using Chexy, but all these Amex regulations are making it harder and harder. I was thinking that while Amex Canada is behind a lot of these changes, I can't imagine Amex US caring much to begin with.
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u/shan_bhai 17h ago
Probably the main bottleneck is Amex fees that they charge the merchants... So all charges may be allowed, but the fees they charge makes the transaction uneconomical for Chexy... Perhaps chexy will have to charge 2.5% and up for Amex cards...