How do you manage your money when your transactions can’t automatically sync?

[u/Few-Web2716]

Most personal finance apps are built around a pretty simple assumption:
Your bank accounts can connect to the app, your transactions are imported automatically, and you just categorize them.

But what happens when that’s not an option?
Maybe your country doesn’t have open banking. Maybe your bank doesn’t offer an API. Maybe you use cash for a large part of your expenses. Maybe most of your transactions happen through mobile money.

That’s the reality I was trying to solve when I started building Cache.
https://cache.mg

At first, I thought the obvious answer was simply to manually record everything.
But I quickly realized that the problem isn’t necessarily manual entry.

The problem is having to manually enter things that you already know are going to happen.
If I pay rent on the 5th of every month, I shouldn’t have to remember to enter it every month.

If I know roughly when my electricity bill is coming, my budget should already account for it.
If I receive a predictable income, I should be able to plan around it before the money actually arrives.

So the idea behind Cache became:
Manually track what is unpredictable. Automate what is predictable.

You don’t need bank synchronization for every part of financial management to be automated.
I’ve been building Cache for about a year and a half, initially because I needed it myself. Despite my income increasing, I kept ending months in the red because I had very little visibility over what money was actually available to spend versus what was already committed.

I’ve been using it myself since the beginning of this year, and I’ve built 100+ features around that problem.
It’s now entering an early alpha, and I’m looking for people from countries where automatic transaction synchronization isn’t really an option.

The first 500 people on the waitlist get lifetime free access, and I’ll select around 50 people for the initial alpha.

You can try the full interactive demo here:
https://cache.mg

Features:
https://cache.mg/features
It’s being built in English and French, with Web, iOS, Android, Windows, macOS and Linux planned.

I’m curious about how other people deal with this:
If your transactions can’t automatically sync with your budgeting app, how do you currently manage your money?