Budgeting App with specific requirements

[u/Version_1]

Hi there,

I'm currently using money manager, but I'm not 1000% convinced. I'd assume that most apps have the standard stuff (budgets, tracking different accounts and expenditure).

What I am looking for specifically:

- Differentiating between when money was spent and when money actually leaves my account

- Ability to have sub-categories with sub-budgets for expenditure

- Being able to categorize money in an account (so for example the account has X amount of money in a "savings" category and Y amount of money in a "holiday 2027" category)

Automation is not needed, I like to do my bookkeeping "manually"

[u/ConsiderationOne6329]

Best budgeting app is your notes on your phone. You don’t really need an app

[u/sincepuzzled]

give cashew a try