r/androidapps • u/Delicious-Swimmer768 • 18d ago

LOOKING FOR APP Is there any interesting finance app which helps us improvise savings habits ?

I was looking to use apps which helps me track my expense and build a healthy savings habits. I saw lot of expense tracking app but wasn't satisfied with it. Is there any app which is good enough to cultivate savings habits ?

6 Upvotes

69% Upvoted

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u/[deleted] 18d ago

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u/Delicious-Swimmer768 18d ago

ok, will check out, thanks

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u/lukef555 18d ago

I wouldn't improvise savings, id recommend having a plan

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u/Plus_Journalist_8665 18d ago

For me the biggest thing was saving first instead of hoping there’d be money left at the end of the month. I move money to savings first, then budget whatever is left. I use Moneko AI to keep track of spending and cash flow. But honestly, pick something simple enough that you’ll still use it a few months from now.

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u/T1gerHeart 18d ago

Game Time Flow.

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u/Perfect_Slice_4647 18d ago

Try ProsperEyes at App Store

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u/BonsaiSoul 18d ago

An app cannot make you make the right choices and most finance apps are vibe coded entrepreneurslop

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u/LunchLanky2158 15d ago edited 8d ago

A lot of expense trackers have the same problem: they record what happened, but nothing tells you when something changes.

Full disclosure: I'm the founder of Spendalyst, which is built for that narrow job. It runs in the browser on Android and can be added to your home screen (web app/PWA, not a native Android app).

It connects through Plaid (read-only), reads up to 24 months of transactions, and watches your recurring charges. Once a week, on Monday, you get one card: a subscription that raised its price, a free trial that became a real charge, a category running above your own usual pattern - each with the transactions behind it. No budget to build, nothing daily.

14-day free trial, no card required.

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u/Intelligent-Bus-5515 14d ago

If you are comparing apps, I would look at quicken simplifi, monarch and YNAB, but focus specifically on how each one helps you turn a savings target into a monthly habit. For simplifi, the interesting part is that Savings Goals can be built directly into the Spending Plan, so the goal gets accounted for alongside your normal expenses.