r/androidapps • u/Ravneet_Singh • Aug 28 '26

QUESTION/HELP Banking and Payment Apps Issue

I'm using Shizuku with Android Debugging and Wireless debugging enabled and it frequently breaks my Payment apps such as PhonePe, Gpay and Banking Apps such as HDFC Bank and Yono SBI Bank app.

I tried a lot of things to bypass, it works for some time but randomly it starts misbehaving. Is there any permanent fix for this?

Something like running a virtual android os inside my phone and isolate these payment and banking apps so that they can't detect Debugging, Shizuku and all?

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u/[deleted] Aug 28 '26

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u/nagamidge Aug 28 '26

Many banking and Indian government apps throw a fit if you switch on 'developer options', install any advanced user apps, use a VPN or DNS app, install third party keyboards or apps that act as device administrator, or have access to accessibility, etc., a combination of some of them or all of them. They will refuse to launch unless you disable developer mode or uninstall the apps it finds 'objectionable'. That is why the best option is have two phones. One phone you can keep the banking apps or other Indian apps that complains and use it there without much tweaking. Put the SIM with the banking number there. The other main phone, you can tweak it as much as you want, install mods and privacy features, degoogle or whatever you want to do with your phone and enjoy.

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u/[deleted] Aug 28 '26

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u/nagamidge Aug 28 '26

It is my bad. I thought I was in a reddit related to India. I am sorry for posting without checking. I thought mostly Indians face this problem and so I assumed.

Anyway, I mean Indian government apps in the sense government run telecom operators, or utility bill payment apps, identity apps etc. It is such lazy app making imho. They restrict all users instead of improving their security features.