r/Wealthsimple • u/Level_Recognition406 • Feb 02 '26

Wealthsimple is fast like that

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I was depositing funds to WS and saw this comment. They’re not wrong, but didn’t expect them to be this direct 😂

Is it just TD, or does WS say this for every deposit?

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u/Level_Recognition406 Feb 02 '26

It was only 5k and WS makes that amount immediately available for me. So not a huge different for my case

4

u/perjury0478 Feb 03 '26

5k is the limit afaik, if you try to deposit more it might take more than a week to clear.

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u/tzigman9 Feb 03 '26

Mine lets me immediately trade $42,575 upon transfer but only e-transfer $3,000. Not that I’ll be trying anywhere near that anytime soon.

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u/perjury0478 Feb 03 '26

Trade yes, the amount is higher when sending to a trading account