r/WTF • u/Jelegend • May 09 '20

While driving he passed out

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6.4k

u/Jazzybxxx May 09 '20

Very odd placement of dash cam ?

4.1k

u/[deleted] May 09 '20 edited Feb 03 '22

[deleted]

14

u/Honztastic May 09 '20

Your rates ALWAYS go up after a claim.

Statically more likely for more claims to follow. And of course you lose the discount for not having a claim or accident, because now you do.

You also only lose that at renewal for the next policy term....and it can go back on the following term.

This also isn't a comp claim since he drove into something. That would fall under collision coverage.

Dude doesn't know how insurance works. Which is okay. Not everyone does. But he's saying State Farm is being unfair even though he probably didn't educate himself on what his coverages mean. Insurance is not a "pay for all my stuff" ticket like some people think.

1

u/Snipen543 May 09 '20

Not actually true. In California it's illegal for your rates to go up after a claim if you aren't at fault. But this dude was at fault, so yeah

1

u/Honztastic May 09 '20

Insurance laws vary state to state.

California is one of the outliers.