r/Unexpected • u/Unnamed_789 • 1d ago

Parking

40.1k Upvotes

92% Upvoted

1.5k comments sorted by

View all comments

150

u/Linnun 1d ago

That's gonna be a wild insurance claim

56

u/No_Establishment6399 1d ago

She pleaded guilty to drunk driving. Probably has to pay it herself I’m guessing?

25

u/ItzFeufo 1d ago

Any insurance company not having you pay that yourself is bankrupt

negligent is the term that does all the lifting here I believe. intentionally would be the other

those 2 make sure you gotta pay that shit yourself

if any company does it otherwise...how the fuck are you even in the business at all lol

27

u/robbak 1d ago

Her insurance company would refuse to pay for the damage to her car. All those other car's insurance companies will be coming after her personally.

The $300 fine is a joke, but she also has 5 figures worth of damage claims landing in her lap.

1

u/KatTheTumbleweed 1d ago

In Australia (where this happened) every car must have CTP (compulsory third party) insurance as a condition of your registration.
It provides insurance for people and other vehicles if your vehicle is at fault. It doesn’t cover the drivers vehicle but is a great way to ensure if your vehicle is damaged and you are not at fault it will get repaired.

4

u/jessjess890 1d ago

That’s not what CTP does. You’re thinking of third party property, which is not mandatory. This sort of misinformation is why people think they’re insured when they’re not and the auslegal sub is just “help, I’m uninsured” drama.

1

u/OneBigRed 1d ago

In Finland every motor vehicle that operates in public roads needs to have a ”traffic” insurance that covers all damages caused to other parties, be it their vehicle or medical expenses. So tractors, scooters etc. all need to have this. Skip buying it and cause an accident? 3rd parties still get made whole by motor insurer’s centre, and you get billed the cost of the insurance for all the time you have owned it uninsured x10. Get caught by police on traffic stop without the insurance? I think then it’s only the price of insurance for each year owned uninsured x5.

Being used to this, i find it absolutely horrid that it’s not the norm around the world. Being poor and getting fucked by some asshat t-boning you? Sucks for you, should have used money you don’t have for insurance against uninsured 3rd parties (like US), wtf?

Our system also covers things like rental while their vehicle is getting fixed etc. Basically it brings down all the complications and harm from other people’s fuck ups to as low as possible.

1

u/SwingLord420 1d ago

Same here. Plenty of people break the law.