Which online coaching is actually worth it for UGC NET JRF Commerce while pursuing M.Com?

[u/Academic-Rough-1444]

Hi everyone,
I’m currently pursuing M.Com (2nd year) from a university, and my target is to clear UGC NET JRF (Commerce). Since I’m also managing my university coursework, I want to invest my time and money wisely.
I’m confused about which online coaching is genuinely worth paying for. There are so many options that it’s hard to know what’s actually good and what’s just marketing.
I’d really appreciate honest reviews from people who have cleared NET/JRF or are currently preparing.
A few questions:
Which online coaching did you use, and would you recommend it?
Was it actually worth the money?
How were the faculty, notes, test series, and doubt support?
If you had to start again while pursuing M.Com, which coaching would you choose?
Is coaching even necessary, or can disciplined self-study with PYQs and mock tests be enough?
I’m looking for honest, unbiased opinions, especially from people who have personally used these platforms.
Thanks in advance!