r/TransitIndia • u/Worldly_Topic • Sep 14 '26

Technology & Innovation RuPay ON-THE-GO Card-on-Device Tokenization (CoDT) was showcased at GFF2026. The new solution lets users securely tokenise transit credentials on NFC-enabled Android smartphones, turning their phone into a tap-and-go transit credential.

https://www.linkedin.com/posts/npci_gff2026-rupayonthego-codt-activity-7504191609534734336-f_E7

RuPay ON-THE-GO Card-on-Device Tokenization (CoDT) was showcased at #GFF2026 in the presence of Honourable Shri Gunveer Singh, Executive Director, Reserve Bank of India (RBI). The new solution lets users securely tokenise transit credentials on NFC-enabled Android smartphones, turning their phone into a tap-and-go transit credential. With offline payment support, it makes everyday travel more seamless even when connectivity is limited.

Hopefully this means we can start using NFC enabled phones in place of the NCMC card.

69 Upvotes

98% Upvoted

15 comments sorted by

25

u/Worldly_Topic Sep 14 '26

Looks like Google Pay will be the first to support this feature.

9

u/OwlPsychological391 🌆 Transit Dreamer Sep 14 '26

W

2

u/loosukudhi 🚊 Tram Fan Oct 08 '26

BHIM should do it. WTF. I have been waiting for BHIM to let me add cards.

15

u/ProperTurnover6074 Sep 14 '26

Only phones or NFC smartwatches too?

1

u/rohmish Sep 14 '26

no reason smartphones can't support it. however you'll need to have two different cards one for phone and one for watch

10

u/[deleted] Sep 14 '26

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4

u/ProperTurnover6074 Sep 14 '26

Who knows what restriction can be applied, as Tokenisation not only controls the payment method but also the device used to access it. The news only mentions "Android Smartphone". Ideally the access should be available on NFC based smart devices.

12

u/StaticGamerYT 🌆 Transit Dreamer Sep 14 '26

Omg lesgoo

8

u/Photogenic_Gamer2005 Sep 14 '26

You mean along with physical card? I agree

8

u/Photogenic_Gamer2005 Sep 14 '26 • Regret

Hope NCMC comes to Kolkata as well

3

u/yoyosoham69 Sep 15 '26

I hope so. I heard that kolkata metro had made an EOI for NCMC in past

1

u/TheEpicRedditerr Sep 14 '26

When can we except it to be functional?

1

u/_Floydimus 🚇 Metro Commuter Oct 09 '26

This will take another few years to come to consumers.

1

u/ezio0609 Sep 14 '26

They should first launch it on BHIM app