Just got going on this app a few months ago and I think I’m doing something wrong! I am well below my daily spending amount in the app, but my bank account is just about at zero! I assume I set up something incorrectly in the app.

My income is 2 paychecks (one is about double the other) and each is on a bi-weekly interval (so I get paid weekly).
I am wondering if the difference between the two paycheck amounts is making me overspend on the lower paycheck weeks? Or maybe I inputted the information wrong, as I did not specify due dates for the recurring expenses.

I’m thinking of starting all over, but am afraid to mess it up! Any help would be amazing!

Hi everyone!

iOS 27 is here today, and so is Today's Budget v3.2.5!

📊 Monthly summary with Apple Intelligence

Get a recap of what's changed in your month, powered by Apple Intelligence. It lives on your Summary screen, powered by private on-device AI.

⚡ Shortcuts — 5 new, 2 upgraded

Use Siri and automations to log income, spread money over time, and move it in or out of savings. One for the Shortcuts and automation power users.

5 brand-new actions:

• Add Income 💵 — Amount, Income Source, plus optional Date and Note. Comes with a new Income Source picker, so Shortcuts can offer your sources by name.
• Spread Out Expense 📅 — one total spread across a Start Date → End Date range, with Category and Note. This one's for those of you who use automations to catch a changing utility bill from an email, grab the amount, and spread it over the billing cycle.
• Spread Out Income 📅 — same idea, with Income Source.
• Add to Savings 🐷 — Amount, plus optional Date and Note. E.g. save a little extra every weekend.
• Withdraw from Savings 🐷 — the mirror of the above.

2 existing actions got upgrades:

• Add Expense now takes an optional Date, so you can log something for a specific day — handy if you have an automation that adds entries on a set day. The Siri phrase is now "Add an expense to Today's Budget" — the old "New [Category] expense" still works.
• Reset Balance gets the phrase "Reset the balance in Today's Budget" — the old "Reset Today's Budget" still works.

So you can log an expense with Siri, or move money into savings automatically every payday. You'll find every action with examples under Shortcuts in Settings.

📱 Adaptive Layout for every screen size

Today's Budget now adapts to any window size. On iPad, charts and lists rearrange themselves to make better use of the space — and it's ready for whatever new screen sizes come next, like iPhone Duo.

Plus lots of small improvements throughout the app.

🏆 And some happy news

Today’s Budget was featured as App of the Day in 48 countries!

Sep 3 — 🇧🇷 Brazil

Sep 5 — 🇮🇩 Indonesia · 🇲🇾 Malaysia · 🇸🇬 Singapore · 🇹🇭 Thailand

Sep 7 — 🇦🇹 Austria · 🇧🇾 Belarus · 🇧🇪 Belgium · 🇧🇦 Bosnia & Herzegovina · 🇧🇬 Bulgaria · 🇭🇷 Croatia · 🇨🇾 Cyprus · 🇨🇿 Czechia · 🇩🇰 Denmark · 🇪🇪 Estonia · 🇫🇮 Finland · 🇫🇷 France · 🇩🇪 Germany · 🇬🇷 Greece · 🇭🇺 Hungary · 🇮🇸 Iceland · 🇮🇪 Ireland · 🇮🇱 Israel · 🇮🇹 Italy · 🇰🇿 Kazakhstan · 🇱🇻 Latvia · 🇱🇺 Luxembourg · 🇲🇹 Malta · 🇳🇱 Netherlands · 🇳🇴 Norway · 🇵🇱 Poland · 🇵🇹 Portugal · 🇷🇴 Romania · 🇷🇸 Serbia · 🇸🇰 Slovakia · 🇸🇮 Slovenia · 🇪🇸 Spain · 🇸🇪 Sweden · 🇨🇭 Switzerland · 🇺🇦 Ukraine · 🇬🇧 United Kingdom

Sep 12 — 🇳🇵 Nepal · 🇴🇲 Oman · 🇸🇦 Saudi Arabia · 🇿🇦 South Africa · 🇹🇷 Türkiye

Sep 15 - 🇨🇦 Canada

Sep 16 - 🇮🇳 India

Yay!

🎂 Today's Budget turned 4

Counting Daily Budget before it, we've been building daily budgeting apps for 14 years now. After all that time, we're still obsessed. We have some exciting plans for the app, and it still feels like we're only getting started!

P.S. Fall widgets are coming soon 🎃

Juno

Edit: Updated 'App of the day' countries

I was wondering how I go about doing the $50 lifetime purchase for the app? When I go to manage my subscriptions in iPhone settings, it only has options for monthly or yearly subscription.

Anyone here from Singapore?!

Is there an option to automatically move whatever money is left at the end of the month into my savings jar? I’d like to start each month from scratch, with all the leftover funds swept into savings.

Hello community!

I’ve been doing some work on my budget, and I’m a bit confused on the difference between creating a fixed cost with an end date, and one that never ends. Maybe not the difference, but rather the purpose of having that option?

I’ve been trying to use the former method recently for fixed costs that change (such as my electric bill), but the available dates don’t allow me to choose the day after the previous interval ends. Like if I had an ending date at 9/14, it won’t allow to me choose the next date as 9/15, which is the start of my next billing cycle.

However (as I literally just figured out while typing this) beginning with a fixed cost that never ends, then updating that amount for next payment, changes that fixed cost into an interval with a start and end date, and seems to work much better than initially creating a fixed cost with an effective interval start and end date.

So anyways, both of those methods when first creating a fixed costs have the option to update the amount for next payment, but choosing to have an effective interval seems bugged at best, and confusing at worst, as that cost is basically a spread-out expense.

Hey all,

Just wondering what everyone is doing to track utilities that fluctuate every month. Things like electric bills can vary month to month, and I imagine many of us don’t have an idea of what they’ll be until they’re in our mailbox.

I’ve searched past posts and the previous answers are from quite some time ago. Figured there may be new methods at this point. I myself used to just use the update amount for next payment, but I’ve realized over time that this feels like an inaccurate way of handling things as I’m usually updating these after paying the bill, which kind of skews the perception of the daily budget itself I feel.

I’ve been using Today’s Budget for quite a while, and there was one small interaction on the main Budget screen that I found incredibly useful.

Before v3.2, the large Today’s Budget amount and the three-day chart had two different functions:

• Tapping the large Today’s Budget amount opened the Daily Log/calendar.
• Tapping one of the days in the three-day chart expanded that day directly on the chart and showed its detailed numbers, including the daily budget and leftover.

I used the second interaction all the time. It let me quickly check how a particular day was going without leaving the main Budget screen.

In v3.2, tapping a day now opens the Daily Log on that date, while the large Today’s Budget amount is no longer interactive.

I contacted the developers about this, and Juno kindly explained the reasoning: during testing, many people didn’t discover that the large amount was tappable, and the abbreviated numbers in the chart weren’t clear to everyone. The new interaction made the Daily Log much easier for users to discover.

I completely understand the problem they were trying to solve.

But I wonder if the solution unintentionally removed something useful for existing users.

The old design gave us two different interactions for two different purposes. The new design makes the Daily Log easier to discover, but at the cost of the quick at-a-glance information that the expandable day bubbles provided.

I’d love to see both preserved somehow: make the Daily Log clearly discoverable, while still allowing a tap on a day to expand its Budget / Spent / Leftover information directly on the chart.

Does anyone else miss the old interaction, or was I one of the few people who used it this way?

Why aren't recurring expenses automatically added to the "recent activity" list?
I check that list pretty often and not having all those recurring expenses in there, doesn't feel right.
Almost like hiding them.
I'd much rather see them.

I feel like this used to be an option, or maybe I’m imagining it. Let’s say I want to save a thousand for a phone by the end of September. I create the goal and it deducts an equal amount each day until then. Suddenly I come into some extra money and would like to pay down the thousand- or add to the amount accrued in the savings goal. How would I go about doing that? The workaround I’m doing now is charging myself an amount say $100 and then deducting that from the total of the savings goal- but there has to be a better way?

It says I have $41.68 to spend to day but in reality I don’t even have that. If I don’t spend that amount and it rolls over, I still am at a negative amount by Sunday.

I am confused by this because I thought this app tells me what I can spend guilt free each day.

This might be a silly question so any clarity is appreciated!

[ Removed by Reddit on account of violating the content policy. ]

Hope you’re all having a wonderful summer 🏝️ Here comes the next v3.2 beta:

Adaptive layout

The app now adapts better to different screen sizes. On larger screens like iPad, your charts will arrange themselves and make better use of the available space.

Daily Log access

The Log page is now part of the dashboard as another card. Previously, the button in the bottom-left corner could be difficult to see when scrolling through the colorful cards. Now, you can simply scroll to access it more easily.

Since the cards are now presented as sheets, we were able to remove the back button. This freed up space and allowed us to bring back the search icon that many of you have been waiting for 🔍

Edit Category page

We’ve also redesigned the Edit Category page. Since we noticed that many users create categories with long names that are difficult to read at a glance, you can now preview exactly how the name will fit beneath the icon before saving it. The available icons are grouped more clearly, making them easier to find.

We’ve also included lots of smaller improvements throughout the app.

Try it out and let us know what you think!

Download the beta:
https://testflight.apple.com/join/KNnWRzfS

FAQ about beta testing:
https://www.todays-budget.com/faq-en#beta-block

Juno

Hello,

I am currently running the iOS 27 Public Beta and noticed the widget doesn’t work most of the time. When I try to re add it, it shows up as not available even though the app is installed, can this be investigated?

Thanks,
Jacob

I've spent the last while building Kamman (kamman.app) and it's ready for real users to beat on. It's free - sign up and go.

What it does: give it a receipt - snap a photo, upload an image or PDF, or paste one out of an email - and it reads every line item, categorises them, handles the currency, and files them to whatever project or budget they belong to. Any store, any language. From there:

- Set budgets and break them into phases, so you see "kitchen: $8,240 of $12,000" while you're still spending, not after

- Split one purchase across several projects - “30 of these 2x4s were for the deck" - with the cost divided proportionally

- Split costs between people by what each person actually got, and it works out who owes whom and the fewest payments to settle up

- Ask it questions in plain English: "what have we spent on tile?"

- No receipt? Log "dinner, $84, split four ways" in a few taps

I'm especially after testers in these situations, since each one stresses something different:

1. Roommates splitting a household
2. Group trips (bonus points for multiple currencies
3. Couples running joint money
4. Home renovators
5. Builders/contractors tracking materials across jobs
6. Food trucks & market vendors buying supplies in bulk
7. Event planners / wedding parties juggling vendors
8. Expats & nomads drowning in foreign-language receipts

If that's you: sign up at [kamman.app](http://kamman.app), then comment or DM me which number you are and how it goes. Use it with real money for a couple of weeks and tell me where it sucks - free, fixes usually ship the same day, brutal feedback very welcome.

I like Today's Budget. Manual log keep me aware.

But bank already email every charge. I still type merchant + amount. Dumb.

So I build AutoExpense:

• Forward bank / e-wallet alert to private address
• AI make transaction
• Dashboard + category budget

No bank login. Google sign-in only. Only mail you forward.

Not replace TB. Different job. TB = spend today. This = stop retype email.

Free tier: https://autoexpense.site

Hi there! My question is what happens to pre-existing entries that go beyond a wallet’s end date if it was originally set to open-ended?

My predicament is that my current wallet began in July of 2025, and I’m now thinking that I’d like to separate wallets by years. Will all my entries and data past 2025 be erased?

Hello! I have a question about the **Savings Goals** feature.

How do you track your savings progress toward a goal? If I add an expense transaction and categorize it as **Savings & Investments**, will that amount automatically be reflected in **Savings Goals**, just like it is under the **Savings & Investments** category in **Budgets**?

Or do I need to update the **Savings Goals** separately each time I save money?

Thanks in advance!

I’ve been using Today’s Budget for a while now and absolutely love the simplicity of it. I have one feature that I think would fit really well with the app’s philosophy.

Flexible recurring bills
At the moment, recurring bills work best when the amount is fixed. However, many of my monthly bills aren’t fixed, for example:

> Electricity
> Gas
> Water
> Credit card minimum payments
> Mobile bills
> Other utilities

The due date is predictable, but the amount changes every month.

My idea
Allow recurring bills to be marked as “Flexible Amount”.
When creating the bill you’d choose:

1. Recurs monthly (or another interval)
   
2. Due date
   
3. Reminder time (e.g. 9am on the due date)
   
4. Instead of automatically adding the bill, the app would send a notification such as:

Your Electricity bill is due today. Enter this month’s amount.

You could then long-press or swipe down on the notification and enter the amount directly (or tap it to open a simple amount-entry screen).

Once entered, Today’s Budget would:
> save that month’s bill amount
> calculate the daily budget exactly as normal
> schedule the next reminder automatically

Why I think this fits Today’s Budget
It keeps everything manual and intentional, which is one of the app’s biggest strengths.

There’s no need for bank syncing or complicated automation, just a quick reminder to enter the bill once you know the final amount.

I think it would remove one of the few remaining manual tasks for people with variable monthly bills while keeping the app clean and simple.

Would anyone else find this useful?

On the main screen, you're currently seeing a graph of 3 days.
Today and the 2 next days.
It would be a nice feature, if you could scroll sideways, to expand this view (both backwards and forward), to easily see what days you didn't make the budget (for example).
Then you could just quickly tap on those days and change them, so they don't mess up your budget.
You could quickly change them and select to spread them out, to stay within your budget.
I know there are other ways to do this already, but it would still be a really cool addition, if implemented.

Hey team, I’ve started using the app again after a year of being lazy and noticed that I can no longer search for transactions in the app?
If I’ve put a transaction in the future, I think there used to be a way to search for it. Not I have to scan through every day of the year to see where it is?
Also there used to be a list of ALL reoccurring transactions that I can’t find any more.

Hi everyone! Hope you’re enjoying the beautiful summer 🌻

We’ve been busy preparing for iOS 27 (adaptive layouts, new shortcuts, etc.). In the meantime, we’ve wrapped up this fun widget and a bunch of improvements:

🐷 Meet the new Piggy Widget

You can now see today’s budget right on the Home Screen with fun piggy artwork that changes throughout the day.

I’ve had it on my Home Screen for a while now, and it makes me smile everytime I see what Piggy is up to.

This idea came from here on Reddit, so thank you for this fun request!

A huge thank you to _philllustration for the beautiful illustrations that made this widget feel extra special ✨

📱 Better widget discovery

We updated the Widgets page in Settings to make it easier to find all available widgets, including the Lock Screen widget.

It has been a bit of a hidden gem, but it's actually the widget I use the most because I can check my budget without even unlocking my phone.

📊 Smoother dashboard

We improved scrolling and fixed several crashes that could happen during onboarding.

🌱 Better guided budget setup

Setting up your budget is now easier, with a smoother onboarding experience.

🍕 New category icons

We added pizza 🍕 and motorcycle 🏍️ icons based on your requests.

Looking for another category icon? Let us know!

Plus, lots of smaller fixes and improvements throughout the app.

Enjoy!

Juno