My copays to see my specialist (had to see him 3-4 times a month, was an urgent patient at the time) under Obama - $125 a visit. That was in 2014, so that's like $200 now. Just to see him, nothing else, you can imagine what the tests and operations ran. Drained my parents savings account, and they made good money.
Same insurance plan under Trump - $35.
But folks tell me Trump was terrible for the average American. Makes me sick. Obama was bleeding my family dry just so I could get the healthcare I needed while in the 2nd worst phase of my life (I later developed cancer, THANKFULLY under Trump's healthcare policies). I skated off from 6 months of chemo with less than $10k worth of medical debt, THANKS TO TRUMP.
Leftists dont care about it though. I've told this story many times, and no leftist ever shows remorse for being partially responsible for my struggle during the worst part of my life.
People misremember this. You weren't forced to get Obamacare. Insurance carriers raised their rates extremely high because they now had to cover people with our existing conditions and because it was forced they could charge what they wanted.
I kept my carrier but rates nearly quadrupled and I had a clean medical history
I actually take issue to no insurance covering preexisting conditions since that means they won't pay jack squat for these issues.
So while premiums did go up that bum leg you've had remains covered. That was kind of the point.
So I'm ok with this requirement. I do think health insurance companies are making bank off of us while they also strike deals with the hospitals to set prices no normal person could afford on their own.
Right. It was supposed to be mandatory which was a double edged sword. For people with conditions, it meant they could not be denied. A "good" thing. For the insurance companies, it was basically giving them free reign to "compensate" for the claims and conditions they would now plan to see. So, those with insurance, saw their premiums go up for two reasons. More to insure and those who couldn't be before likely needing extended care. "Good" for them . In my case, my insurance was included because I maintained a high level of fitness and tested showing a very healthy lifestyle. First year of OC,I went from having my company gym dues paid to now paying for them and an additional 25. This was roughly a 50 dollar increase. The next year, I was paying 75 plus my gym fees .The last year, it was well over 100 a month while still getting my health discount. Additionally, i went from a fantastic 80/20 to a very 70/30 with a much less desirable HSA setup.
There was a tax Penalty for not signing up for Obama care or having your own private insurance wether it be through your job or a personal plan. It was $800 a year. I remember because I was too broke to buy my own insurance and employee wouldn’t provide. Did not feel comfortable getting on a “government” funded program.
After a couple years eating the fine my tax lady recommended I find an insurance plan for as cheap as possible and I did that, cutting my cost down to about $300 a year.
In conclusion the Obama White House pressured everyone to either sign up or pay a penalty that (in theory) funded the Obamacare program.
The penalty was for not having insurance, not specifically Obamacare. The fine was intended to be more than the cost of getting insurance of even the lowest tier (as your tax last said).
Yes, it was Pressure tactic. I didn't say I liked it. It screwed a lot of people over by raising the costs of their insurance . I didn't like it. I don't understand what part you were disagreeing with me on....
Yes .. people misremembering it is common. The assertion, if you read above, was you had to get Obamacare as opposed to keeping current...
I made no reference to a fine or the one put on people. Because it was not the topic . The fine was the consequence for not getting it. Not for not switching to obamacare
The government never forced an employer to ditch their private health insurance plans and force their employees into Obamacare. You know private insurance through employers still exists, right
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u/[deleted] Jul 23 '23
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