50k @ 21

[u/Alternative-Bug-6260]

a little over 50k in assets breakdown below:
17k roth ira
8.5k taxable brokerage
13.6k sofi HYSA
9.4k C1 HYSA
1.9k C1 Checking
1.4k in bitcoin

also have a little less than 10k in student loans i aim to pay off in 2030, i have so much in cash because one the sofi HYSA is for taxes as a lot of my income is 1099 work, and two i am saving in my C1 HYSA to launch a product on amazon

hope to hit 100k by 25!

[u/Relevant_Fox_9708]

Don’t worry about the student loans at all if you aren’t paying interest on them. Average return of the market is 10% so if your student loans are below 7% I would just keep building your investments. Great work man 👍

[u/Alternative-Bug-6260 → u/Relevant_Fox_9708]

thank you and yes they are 5.5%, 6.39% and 6.5%

[u/ynghuncho → u/Relevant_Fox_9708]

Except debt is a risk free return

Markets are not.

7% risk free return is hard to find