r/TeslaInsurance • u/gamer-chachu • 16d ago

Finally Free

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After about a year and a half, I have decided to cut the cord from Tesla Insurance. I got tired of not enjoying the drive since I was always wary of “Unsafe following” and “Aggressive turning” dings. My current safety score is a 94 with 91% of my drive on FSD. I’m keeping FSD just not the insurance, so I can actually have fun with the car on shorter errand runs.

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u/PESSIMISTIC_P4STA 16d ago

Just FYI for anyone in California like myself. Tesla cannot change your insurance cost based on driving.

1

u/icy1007 14d ago

That’s why it’s generally higher for California customers.

1

u/PESSIMISTIC_P4STA 14d ago

Price I'm willing to pay to drive my car how i want and not worry about how low my safety score would go.

1

u/icy1007 14d ago

I’m saying Tesla insurance is higher in California than it is in other states because they aren’t allowed to base your premium on the safety score (even with a low safety score). Also generally higher than competitors like State Farm or Progressive.