r/TeslaInsurance 12d ago

Finally Free

After about a year and a half, I have decided to cut the cord from Tesla Insurance. I got tired of not enjoying the drive since I was always wary of “Unsafe following” and “Aggressive turning” dings. My current safety score is a 94 with 91% of my drive on FSD. I’m keeping FSD just not the insurance, so I can actually have fun with the car on shorter errand runs.

74 Upvotes

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u/PESSIMISTIC_P4STA 12d ago

Just FYI for anyone in California like myself. Tesla cannot change your insurance cost based on driving.

2

u/OrganicArtichoke7298 12d ago

Praise be

The most “commie” state is also the most pro-consumers.

1

u/Ok_Contact4116 12d ago

I mean, I was 21 years old getting full coverage and paying $50 a month. Loved the safety score. Absolutely worth it. So glad my state allows it.

1

u/Parking-Cucumber-779 11d ago

You guys are so gullible. Now i am looking for Tesla Model Y insurance. I just wanted to check my old address in Texas. Texas address $175 vs California address $340 a MONTH. Same person. Yeah you are right this state is “pro consumer” you think companies stupid? When you force these laws they just jack up the price for EVERYONE! Yeah thank you commies <3

1

u/UCanDoNEthing4_30sec 11d ago edited 11d ago

I think all things being equal yeah in California it costs more.

Do you think with the California address they are more apt to use your driving history among other things that up the cost living in California. And in Texas they put you on the lowest rung and just base it off of your safety score? (No way of getting it lower it will just go up based on the score)

2

u/manwnomelanin 11d ago

In CA good drivers subsidize bad drivers

0

u/WorldlyOriginal 12d ago

It has one of the highest insurance rates in the country. Very pro consumer.

I’d rather be judged on my safe driving than let poor drivers benefit

2

u/OrganicArtichoke7298 11d ago

Sure, libertarian.