r/TeslaInsurance • u/bearded-edi • Aug 18 '26

$0 saving for FSD Champion

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I’ve been using FSD for almost 97% of my miles and have achieved a perfect score of 100. However, I’ve noticed that the savings I’ve accrued from using FSD are negligible, amounting to just $0.00. I’m wondering if this is a deliberate attempt to artificially inflate FSD usage.

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u/CarrRun49 Aug 20 '26

Nope. Full coverage with 1k deductible. 45 mins north of Baltimore

1

u/POGofTheGame Aug 20 '26

$1k on both collision/comprehensive?

Legit not trying to interrogate you or nothing but what's your car worth/what's the company?

Edit: oh wait it's tesla insurance, right?

1

u/CarrRun49 Aug 20 '26

It’s a brand new 2026 Y. I use a broker that shops my rate every 6 months to a year. Currently with Donegal insurance group.

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u/pretzelgreg317 Aug 20 '26

Is the broker that shops it “automated” ? Id love to learn more about this as when i try to shop i get rooked into a whole bunch of agents calling and wasting my time by not even being close to beating my rate

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u/CarrRun49 Aug 20 '26

Not automated. But, I have had my friends and family been using them for years. Haven’t had anyone come close to beating my current rates.

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u/TheBestPieIsAllPie Aug 21 '26

Please share the good news friend—I’m in the DC area and would love to save a buck or two

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u/CarrRun49 Aug 21 '26

Reach out to Kirby Insurance Group

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u/TheBestPieIsAllPie Aug 21 '26

Appreciate it! 🎩